Caldwell County property record for 595 Saddlebred, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2017 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,714 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200881-204-007-00 |
| Primary APN | 0200881-204-007-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Georgian |
| Foundation Type | Block |
| Roof Type | Reinforced Concrete |
| Lot Area | 47,480 sqft (1.09 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 496 sqft |
| Deck Area | 108 sqft |
| Storage Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 101120 |
|---|---|
| Street Address | 595 SADDLEBRED |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRISE MEADOWS, BLOCK D, LOT 7, PHASE 2-B, ACRES 1.09 PHASE 2-B |
| Legal Subdivision | SUNRISE MEADOWS |
| Legal Phase | 2-B,-B |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960103 |
Source: Caldwell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 595 SADDLEBRED, LOCKHART, TX 78644-2066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 595 SADDLEBRED, LOCKHART, TX 78644-2066 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2021004677 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-004677 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 10, 2036 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,714.00 (-8.22%) | $292,920 (-6.67%) Land $53,850 Building $239,070 | $292,920 (-6.67%) Land $53,850 Building $239,070 |
| 2025 | $313,860 (+2.64%) Land $53,850 Building $260,010 | $313,860 (+2.64%) Land $53,850 Building $260,010 | |
| 2024 | $5,136.00 (+7.99%) | ||
| 2023 | $4,756.00 (-4.63%) | $305,790 Land $71,850 Building $233,940 | $305,790 Land $71,850 Building $233,940 |
| 2022 | $4,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| VTX Communications Fixed Wireless | 50 / 10 |
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