Jefferson County property record for 645 Rumson Rd, Birmingham, AL 35209
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,294 sqft · built 1952 |
| Lot Size | 0.389 acres (16,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Feb 2015) |
| Tax Bill | $6,745 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-17-2-015-014.000 |
| Primary APN | 28-00-17-2-015-014.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Living Area |
| Gross Area | 4,471 sqft |
| 1st Floor Area | 1,988 sqft |
| Upper Floors Area | 1,306 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,965 sqft (0.389 acres) |
| Lot Dimensions | 195 ft deep x 87 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 349 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 367576 |
|---|---|
| Old Parcel Number | 28172015014000RR01 |
| Street Address | 645 RUMSON RD |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35209-4313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 34A SMITH'S HOLLYWOOD RESUR PB 219 PG 26 |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Quarter | NW |
| Legal Subdivision | SMITH'S HOLLYWOOD 28-17-2 |
| Legal Block | 13 |
| Legal Lot Number | 34-A |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10703 |
645 Rumson Rd is owned and occupied by two individuals who bought it in February 2015.
Source: Jefferson County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 RUMSON RD, BIRMINGHAM, AL 35209-4313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2015 · Amount on File |
| Deed Sale | Feb 23, 2015 · Amount on File |
| Prior Sale | Oct 26, 2006 · Amount on File |
| Deed Document Number | 20150223000195410 |
| Deed Book / Page | 201511 / 6674 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 645 Rumson Rd was $6,745 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Homewood City |
| Unified School District | Homewood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,745.00 Homeowner's exemption | $90,880 | $931,700 Land $549,900 Building $381,800 |
| 2023 | $84,940 Land $48,230 Building $36,710 | $849,400 Land $482,300 Building $367,100 | |
| 2022 | $6,470.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 Rumson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Rumson Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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