644 Rumson Rd, Birmingham, AL 35209 Property Records

Jefferson County property record for 644 Rumson Rd, Birmingham, AL 35209

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,940 sqft · built 1952
Lot Size0.309 acres (13,500 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (May 2018)
Tax Bill$4,982 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-00-17-2-014-017.000

Property Details

APN / Parcel Number

Primary APN28-00-17-2-014-017.000
Alternative APNs
  • 28172014017000RR00
  • 367556

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,940 sqft Living Area
Gross Area2,495 sqft
1st Floor Area1,940 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area13,500 sqft (0.309 acres)
Lot Dimensions150 ft deep x 90 ft wide
TerrainRolling
Pool Area220 sqft
PorchPorch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number367556
Old Parcel Number28172014017000RR00
Street Address644 RUMSON RD
CityBIRMINGHAM
StateAL
Zip35209-4314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT B HOLLYWOOD COUNTRY CLUB SECTOR UNIT #1 RESUR & SUB OF LOTS 10 THRU 13 & N 1/2 LOT 14 BLK 12
Legal Range02W
Legal Township18S
Legal Section17
Legal QuarterNW
Legal SubdivisionHOLLYWOOD COU CL 28-17-2
Legal Block12
Legal Lot NumberB
Legal Unit1
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1033
Census Tract10703

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address644 RUMSON RD, HOMEWOOD, AL 35209-4314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 23, 2018Warranty Deed, Transfer
Mar 21, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2018 · Amount on Record
Deed SaleMay 23, 2018 · Amount on Record
Prior SaleMar 21, 2017 · Amount on Record
Deed Document Number2018053284
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address644 RUMSON RD, HOMEWOOD, AL 35209-4314
Document Number0000147389
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address644 RUMSON RD BIRMINGHAM AL 352094314, BIRMINGHAM, AL 35209-4314

Mortgage

Document Number0000147389
DateDec 28, 2020
Instrument147389
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address644 RUMSON RD, HOMEWOOD, AL 35209-4314
Document Number0000035267
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address644 RUMSON RD BIRMINGHAM AL 352094314, BIRMINGHAM, AL 35209-4314

Mortgage

Document Number0000035267
DateApr 13, 2020
Instrument35267
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 12, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateMay 23, 2018
Property Address644 RUMSON RD, HOMEWOOD, AL 35209-4314
Document Number0000053284
Instrument DateMay 14, 2018
Instrument2018053284
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 RUMSON RD, HOMEWOOD, AL 35209-4314
InvestorPossibly a Property Investor

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateMar 21, 2017
Property Address644 RUMSON RD, HOMEWOOD, AL 35209-4314
Document Number0000027415
Instrument DateMar 17, 2017
Instrument2017027415
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 RUMSON RD, HOMEWOOD, AL 35209-4314

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityHomewood City
Unified School DistrictHomewood City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,982.00 (+9.86%) Homeowner's exemption$67,380 (+6.99%)$699,400 (+11.05%) Land $511,400 Building $188,000
2023$62,980 Land $44,860 Building $18,120$629,800 Land $448,600 Building $181,200
2022$4,535.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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