645 Rainbow Pl, Escondido, CA 92027 Property Records

San Diego County property record for 645 Rainbow Pl, Escondido, CA 92027 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 1979
Lot Size	0.228 acres (9,913 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Jan 2026)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`231-670-07-00`

Property Details

APN / Parcel Number

Primary APN	`231-670-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,954 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	9,913 sqft (0.228 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	645 RAINBOW PL
City	ESCONDIDO
State	CA
Zip	92027-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 TR 008605
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	008605
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	20712

Owner

Source: San Diego County records · APN 231-670-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 23, 2026	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Jun 28, 2000 · Amount on Record
Deed Document Number	202620988
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0000347608
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Feb 02, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215

Mortgage

Document Number	0000547092
Date	Aug 02, 2021
Instrument	2021-0547092

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 01, 2050

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2026
Property Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215
Document Number	0000020988
Map Reference	MAP 8605
Instrument Date	Oct 30, 2025
Instrument	2026-0020988
Transaction Type	Transfer
Record Updated	Feb 02, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215

Mortgage

Document Number	0000020989
Date	Jan 23, 2026
Instrument	2026-0020989

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216313
Date	May 30, 2018
Instrument	2018-0216313

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112840
Date	Mar 04, 2020
Instrument	2020-0112840

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2018
Property Address	645 RAINBOW PL, ESCONDIDO, CA 92027-4215
Document Number	0000347608
Instrument Date	Aug 23, 2018
Instrument	347608
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	645 RAINBOW PL ESCONDIDO CA 920274215, ESCONDIDO, CA 92027-4215

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$409,108 (+2%) Land $135,177 Building $273,931
2025	$4,529.00 (+4.55%) Homeowner's exemption	$401,087 (+4.04%) Land $132,527 Building $268,560
2023	$4,332.00 (+1.1%) Homeowner's exemption	$385,515 Land $127,382 Building $258,133
2022	$4,285.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730207121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 372 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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