630 Rainbow Pl, Escondido, CA 92027 Property Records

San Diego County property record for 630 Rainbow Pl, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1979
Lot Size	0.246 acres (10,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$508,000 (Nov 2005)
Tax Bill	$7,870 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`231-670-11-00`

Property Details

APN / Parcel Number

Primary APN	`231-670-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	10,722 sqft (0.246 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	630 RAINBOW PL
City	ESCONDIDO
State	CA
Zip	92027-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 11 TR 008605
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	008605
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	20712

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Mar 15, 2023	Deed of Trust, Mortgage THE OLIVERA FAMILY TRUS
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WHOLESALE CAP
Mar 20, 2017	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2005 · Amount on Record
Deed Sale	Nov 2, 2005 · Amount on Record
Prior Sale	Jun 29, 1998 · Amount on Record
Deed Document Number	2005955107
Last Transfer Date	Mar 13, 2017
Transfer Doc	0000125730
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215

Mortgage

Document Number	0000173484
Date	Jul 3, 2023
Instrument	2023-0173484

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 29, 2033

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215

Mortgage

Document Number	0000066303
Date	Mar 15, 2023
Instrument	2023-0066303

Lender

Name	THE OLIVERA FAMILY TRUS
Type	Private Party
Address	630 RAINBOW PL, ESCONDIDO, CA 92027

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215

Mortgage

Document Number	0000018115
Date	Jan 13, 2022
Instrument	2022-0018115

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101221
Date	Mar 14, 2018
Instrument	2018-0101221

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123800
Date	Mar 10, 2020
Instrument	2020-0123800

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2017
Property Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Document Number	0000125730
Instrument Date	Mar 13, 2017
Instrument	125730
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 RAINBOW PL ESCONDIDO CA 920274215, ESCONDIDO, CA 92027-4215

Mortgage

Document Number	125731
Date	Mar 20, 2017
Instrument	125731

Lender

Name	WHOLESALE CAP
Type	Funding / Finance Company
Address	MORENO VALLEY, CA 92553

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2017
Property Address	630 RAINBOW PL, ESCONDIDO, CA 92027-4215
Document Number	0000125729
Instrument Date	Mar 13, 2017
Instrument	125729
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RAINBOW PL ESCONDIDO CA 920274215, ESCONDIDO, CA 92027-4215

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$708,049 (+2%) Land $473,892 Building $234,157
2025	$7,870.00 (+4.47%) Homeowner's exemption	$694,166 (+4.04%) Land $464,600 Building $229,566
2023	$7,533.00 (+1.1%) Homeowner's exemption	$667,212 Land $446,560 Building $220,652
2022	$7,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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