645 Portside Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 645 Portside Dr, Davidson, NC 28036 · Last verified June 2023

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,011 sqft · built 1987
Lot Size	6.2 acres (270,159 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2021)
Tax Bill	$4,417 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-185-45`

Property Details

APN / Parcel Number

Primary APN	`001-185-45`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Heated Area
Gross Area	1,152 sqft
1st Floor Area	1,011 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	270,159 sqft (6.2 acres)
Porch	Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-185-45
Street Address	645 PORTSIDE DR
City	DAVIDSON
State	NC
Zip	28036-8927
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 45 BLD5 U/F 300
Legal Subdivision	PORTSIDE CONDO PH 02
Legal Unit	45
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1008
Census Tract	6216

Owner

Source: Mecklenburg County records · APN 001-185-45

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2667 S CLAYTON ST, DENVER, CO 80210-6200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit GOLDEN BELT BANK FSA
Sep 24, 2021	Warranty Deed, Transfer SOUTHERN STATES TITLE COMPANY, SOUTHERN HOMES TITLE COMPANY
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	0036567627
Deed Book / Page	36567 / 627
Record Updated	Jun 07, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	645 PORTSIDE DR, DAVIDSON, NC 28036-8927
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2667 S CLAYTON ST, DENVER, CO 80210-6200

Mortgage

Document Number	0000148289
Date	Oct 28, 2022
Book Page	37741/945
Instrument	2022148289

Lender

Name	GOLDEN BELT BANK FSA
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 24, 2021
Property Address	645 PORTSIDE DR, DAVIDSON, NC 28036-8927
Document Number	0000183545
Book / Page	36567 / 627
Map Reference	FILE 300
Instrument Date	Sep 23, 2021
Instrument	2021183545
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SOUTHERN STATES TITLE COMPANY, SOUTHERN HOMES TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 ALLYSON CT, LONG VALLEY, NJ 07853-3462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2667 S CLAYTON ST, DENVER, CO 80210-6200

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 16, 2019
Property Address	645 PORTSIDE DR, DAVIDSON, NC 28036-8927
Document Number	0000122145
Book / Page	33851 / 619
Map Reference	FILE 300
Instrument Date	Sep 16, 2019
Instrument	2019122145
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14433 BISHAR LN, 14433, CHARLOTTE, NC 28277-3758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ALLYSON CT, LONG VALLEY, NJ 07853-3462

Mortgage

Document Number	0000122146
Date	Sep 16, 2019
Instrument	2019122146

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 31, 2019
Property Address	645 PORTSIDE DR, DAVIDSON, NC 28036-8927
Document Number	0000011173
Book / Page	33257 / 534
Map Reference	FILE 300
Instrument Date	Jan 31, 2019
Instrument	2019011173
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6794 BAREFOOT COVE CT, 6794, DENVER, NC 28037-5488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14433 BISHAR LN, CHARLOTTE, NC 28277-3758

Mortgage

Document Number	0000011174
Date	Jan 31, 2019
Instrument	2019011174

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190062161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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