Mecklenburg County property record for 642 Portside Dr, Davidson, NC 28036
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,011 sqft · built 1987 |
| Lot Size | 6.2 acres (270,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Nov 2017) |
| Tax Bill | $3,562 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-185-42 |
| Primary APN | 001-185-42 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,011 sqft Living Area |
| 1st Floor Area | 1,011 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 270,164 sqft (6.2 acres) |
| View / Lot | Waterfront |
| Porch | Finished/Open Porch |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 642 PORTSIDE DR |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8927 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LPA |
| Legal Description | UNIT 42 BLD5 U/F 300 |
| Legal Subdivision | PORTSIDE CONDO PH 02 |
| Legal Block | C |
| Legal Lot Number | 95 |
| Legal Unit | 42 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 6216 |
642 Portside Dr, a condominium, is owned by two individuals who bought it in November 2017.
Source: Mecklenburg County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1225 TORRENCE CIR, DAVIDSON, NC 28036-9400 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on File |
| Deed Sale | Nov 29, 2017 · Amount on File |
| Deed Document Number | 2017160431 |
| Deed Book / Page | 32304 / 247 |
| Prior Transfer Date | May 10, 2010 |
| Prior Transfer Doc | 0000072069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 642 PORTSIDE DR, DAVIDSON, NC 28036-8927 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000181457 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 36555/519 |
| Instrument | 2021181457 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 18, 2020 |
| Property Address | 642 PORTSIDE DR, DAVIDSON, NC 28036-8927 |
| Document Number | 0000038500 |
| Book / Page | 34381 / 704 |
| Map Reference | MB 5136 PG 587 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 2020038500 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1225 TORRENCE CIR, DAVIDSON, NC 28036-9400 |
| Document Number | 0000038501 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020038501 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 29, 2017 |
| Property Address | 642 PORTSIDE DR, DAVIDSON, NC 28036-8927 |
| Document Number | 0000160431 |
| Book / Page | 32304 / 247 |
| Map Reference | MB5136 PG587 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 2017160431 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 N MAIN ST, 129, SALISBURY, NC 28144-4304 |
| Name | Verified Name |
|---|---|
| Address | 1225 TORRENCE CIR, DAVIDSON, NC 28036-9400 |
| Document Number | 0000160432 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 2017160432 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469,018 Building $469,018 | $469,018 Building $469,018 | |
| 2024 | $3,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 642 Portside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 Portside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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