645 Pine St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 645 Pine St, Alligator Point, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bathrooms	1 Baths
Year Built	Built 1990
Square Footage	644 sqft Heated Area
Lot Size	10,062 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$45,000 (2017)
Tax Bill	$471.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-06S-01W-1061-0003-0310`

Interior

Full Baths	1 Baths
Building Area	644 sqft Heated Area
Gross Area	808 sqft Gross Area
Stories	1 Stories
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1990
Exterior Material	Other Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,062 sqft (0.23 acres)
Depth X Width	112 ft x 90 ft Depth x Width

Exterior Amenities

Fence	Fence
Deck Area	108 sqft Deck
Porch	Open Porch
Porch Area	164 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	645 PINE ST
City	ALLIGATOR POINT
State	FL
Zip	32346-5175
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	UNIT 2 BL 3 LOT 31 SUN N SAND OR 170/455 233/240 233/570 291/148 297/324 429/217 439/312 611/743 807/438 1196/788
Legal Range	01W
Legal Township	06S
Legal Section	32
Legal Subdivision	SUN N SAND BEACHES
Legal Block	3
Legal Lot Number	31
Legal Unit	2
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2015
Census Tract	970102

Owner

Source: Franklin County records · APN 32-06S-01W-1061-0003-0310

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 PINE ST, ALLIGATOR PT, FL 32346-5175
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2017 · Amount on Record
Deed Sale	Jul 03, 2017 · Amount on Record
Prior Sale	Aug 19, 2004 · Amount on Record
Deed Doc Number	201719003486
Deed Book / Page	1196 / 788
Record Refreshed	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 03, 2017
Property Address	645 PINE ST, PANACEA, FL 32346-5175
Document Number	0019003486
Book / Page	001196 / 000788
Instrument Date	Jun 28, 2017
Instrument	19003486
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	OWEN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 PINE ST ALLIGATOR POINT FL 323465175, ALLIGATOR POINT, FL 32346-5175

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$471.00 (+18.94%)	$53,561 (+38.9%) Land $30,000 Building $23,561	$53,561 (+38.9%) Land $30,000 Building $23,561
2024	$396.00 (+8.79%)	$38,561 (+22.7%) Land $15,000 Building $23,561	$38,561 (+22.7%) Land $15,000 Building $23,561
2023	$364.00 (+7.06%)	$31,428 (+15.77%) Land $15,000 Building $16,428	$31,428 (+15.77%) Land $15,000 Building $16,428
2022	$340.00	$27,148 Land $15,000 Building $12,148	$27,148 Land $15,000 Building $12,148

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	14.0 ft

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 446 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.