639 Pine St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 639 Pine St, Alligator Point, FL 32346

Property Summary

Property TypeMobile Home
Details1 bd · 1 ba · 672 sqft · built 1972
Lot Size0.242 acres (10,542 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Sep 2016)
Tax Bill$95 (2025)
Flood ZoneZone AE (high risk)
APN32-06S-01W-1061-0003-0280

Property Details

APN / Parcel Number

Primary APN32-06S-01W-1061-0003-0280

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area672 sqft Heated Area
Gross Area1,052 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,542 sqft (0.242 acres)
Lot Dimensions132 ft deep x 80 ft wide
Garage Area352 sqft
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address639 PINE ST
CityALLIGATOR POINT
StateFL
Zip32346-5175
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionUNIT 2 BL 3 LOT 28 SUN N SAND OR 184/501 207/222 210/468 OR 371/200 392/223 1152/614 1156/338 1176/568
Legal Range01W
Legal Township06S
Legal Section32
Legal SubdivisionSUN N SAND BEACHES
Legal Block3
Legal Lot Number28
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2015
Census Tract970102

Owner

639 Pine St, a mobile home, is owned and occupied by an individual who acquired it in September 2016.

Source: Franklin County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Mailing Address639 PINE ST, ALLIGATOR POINT, FL 32346-5175
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2016 · Amount on File
Deed SaleSep 9, 2016 · Amount on File
Prior SaleSep 16, 2015 · Amount on File
Deed Document Number0001176568
Deed Book / Page1176 / 568
Last Transfer DateSep 14, 2016
Transfer Doc0019004421
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 639 Pine St was $95 with a homeowner's exemption.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95.00 Homeowner's exemption$23,045 (+2.9%)$48,870 (+44.29%) Land $30,000 Building $18,870
2024$95.00 Homeowner's exemption$22,396 (+3%)$33,870 (+15.93%) Land $15,000 Building $18,870
2023$95.00 Homeowner's exemption$21,744 (+3%)$29,217 (+10.58%) Land $15,000 Building $14,217
2022$95.00 Homeowner's exemption$21,111$26,422 Land $15,000 Building $11,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 639 Pine St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 639 Pine St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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