Lake County property record for 645 Pendley Rd, Willowick, OH 44095 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,643 sqft Living Area |
| Lot Size | 6,826 sqft (0.156 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $141,000 (2017) |
| Tax Bill | $5,309.00 (2023) |
| Primary APN | 28-A-043-M-00-063-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,643 sqft Living Area |
| Gross Area | 1,093 sqft Gross Area |
| 1st Floor | 841 sqft 1st Floor |
| Basement Area | 550 sqft Basement |
| Finished Basement | 550 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Bungalow Style |
| Exterior Material | Combination Exterior |
| Lot Area | 6,826 sqft (0.156 acres) |
| Depth X Width | 175 ft x 39 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 63 sqft Patio |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft Porch |
| Canopy Area | 24 sqft Canopy |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | K 6 |
|---|---|
| Street Address | 645 PENDLEY RD |
| City | WILLOWICK |
| State | OH |
| Zip | 44095-4228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2, 3 & 9 TRACT 16 PART OF S/L 865 & 864 |
| Legal Subdivision | BAYRIDGE SUBDIVISION |
| Legal Tract | 16 |
| Legal Lot Number | 1-3,9 865 |
| Jurisdiction | LAKE OH |
| Minor Civil Division | WILLOWICK |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 200300 |
Source: Lake County records · APN 28-A-043-M-00-063-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 PENDLEY RD, WILLOWICK, OH 44095-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 14, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LIBERTY HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Prior Sale | Jun 11, 2013 · Amount on Record |
| Deed Doc Number | 3187 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 645 PENDLEY RD, WILLOWICK, OH 44095-4228 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 645 PENDLEY RD, WILLOWICK, OH 44095-4228 |
| Document Number | 0000017707 |
|---|---|
| Date | Sep 07, 2023 |
| Instrument | 2023R017707 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 25, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 645 PENDLEY RD, WILLOWICK, OH 44095-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034008 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020R034008 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 14, 2017 |
| Property Address | 645 PENDLEY RD, WILLOWICK, OH 44095-4228 |
| Document Number | 0000021433 |
| Map Reference | VOL G PG66 |
| Instrument Date | Aug 08, 2017 |
| Instrument | 2017R021433 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 645 PENDLEY RD, WILLOWICK, OH 44095-4228 |
| Document Number | 0000021434 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 2017R021434 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,309.00 (+43.84%) Homeowner's exemption | $51,250 (-) Land $10,590 Building $40,660 | |
| 2022 | $3,691.00 Homeowner's exemption | $51,250 Land $10,590 Building $40,660 | |
| 2021 | $146,430 Land $30,270 Building $116,160 |
645 Pendley Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lake County (39085C), updated December 14, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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