638 Pendley Rd, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 638 Pendley Rd, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,716 sqft · built 1956
Lot Size	0.172 acres (7,518 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Aug 2011)
Tax Bill	$10,478 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-A-043-F-00-074-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-043-F-00-074-0`
Alternative APN	`B 168`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	858 sqft
Family Room	Family Room
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,518 sqft (0.172 acres)
Lot Dimensions	160 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	376 sqft
Patio Area	236 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	B 168
Street Address	638 PENDLEY RD
City	WILLOWICK
State	OH
Zip	44095-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 1, 2, 3 & 9 TRACT 16 S/L 835 & PART OF S/L 834
Legal Subdivision	BAYRIDGE SUBDIVISION
Legal Tract	16
Legal Lot Number	1-3,9 835
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	2
Census Block	2001
Census Tract	200300

Owner

Source: Lake County records · APN 28-A-043-F-00-074-0

Assessment roll updated August 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	638 PENDLEY RD, WILLOWICK, OH 44095-4227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2011 · Amount on Record
Deed Sale	Aug 02, 2011 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	1819
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	638 PENDLEY RD, WILLOWICK, OH 44095-4227
Transaction Type	Mortgage
Record Updated	Jun 02, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005512
Date	Feb 17, 2021
Instrument	2021R005512

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,478.00 (+333.87%) Homeowner's exemption	$87,980 (+410.03%) Land $13,850 Building $74,130	$251,360 (+409.96%) Land $39,570 Building $211,790
2023	$2,415.00 (+17.18%) Homeowner's exemption	$17,250 (-) Land $11,350 Building $5,900
2022	$2,061.00 Homeowner's exemption	$17,250 Land $11,350 Building $5,900
2021			$49,290 Land $32,420 Building $16,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2011–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2013 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 726 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.