645 Parker St, Oceanside, CA 92057 Property Records

San Diego County property record for 645 Parker St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,239 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$146,000 (Jun 2009)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-160-26-00`

Property Details

APN / Parcel Number

Primary APN	`122-160-26-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 PARKER ST
City	OCEANSIDE
State	CA
Zip	92057-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 111 TR 005890
Legal Subdivision	MESA MARGARITA
Legal Tract	005890
Legal Block	2
Legal Lot Number	111
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12996 VIA LATINA, DEL MAR, CA 92014-3732
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Jul 12, 2021	Grant Deed, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Jul 16, 2021	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on Record
Deed Sale	Jun 29, 2009 · Amount on Record
Prior Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	2009353435
Last Transfer Date	Jan 18, 2013
Transfer Doc	0000091386
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 PARKER ST, OCEANSIDE, CA 92057-3510
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000189662
Date	Apr 14, 2020
Instrument	2020-0189662

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 PARKER ST, OCEANSIDE, CA 92057-3510
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15805 CAMINITO CANTARAS, DEL MAR, CA 92014-3968

Mortgage

Document Number	0000321361
Date	Apr 27, 2021
Instrument	2021-0321361

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2021
Property Address	645 PARKER ST, OCEANSIDE, CA 92057-3510
Document Number	0000498470
Map Reference	MAP 5890
Instrument Date	Jun 4, 2021
Instrument	2021-0498470
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12296 VIA LATINA, DEL MAR, CA 92014

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2021
Property Address	645 PARKER ST, OCEANSIDE, CA 92057-3510
Document Number	0000510260
Map Reference	MAP 5890
Instrument Date	Jun 2, 2021
Instrument	2021-0510260
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12296 VIA LATINA, DEL MAR, CA 92014

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$191,754 (+2%) Land $131,342 Building $60,412
2025	$2,153.00 (+1.99%)	$187,995 (+4.04%) Land $128,767 Building $59,228
2024	$2,111.00 (+3.18%)
2023	$2,046.00 (+1.54%)	$180,697 Land $123,768 Building $56,929
2022	$2,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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