640 Parker St, Oceanside, CA 92057 Property Records

San Diego County property record for 640 Parker St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,239 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$209,000 (Mar 2011)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Jul 2026 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-160-28-00`

Property Details

APN / Parcel Number

Primary APN	`122-160-28-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,239 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	640 PARKER ST
City	OCEANSIDE
State	CA
Zip	92057-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 113 TR 005890
Legal Subdivision	MESA MARGARITA
Legal Tract	005890
Legal Block	2
Legal Lot Number	113
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12996 VIA LATINA, DEL MAR, CA 92014-3732
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2011 · Amount on Record
Deed Sale	Mar 21, 2011 · Amount on Record
Prior Sale	Aug 23, 2010 · Amount on Record
Deed Document Number	2011147228
Prior Transfer Date	Sep 12, 1995
Prior Transfer Doc	0000414280
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2026
Property Address	640 PARKER ST, OCEANSIDE, CA 92057-3509
Document Number	0000191104
Instrument Date	Jun 25, 2026
Instrument	2026191104
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	12996 VIA LATINA, DEL MAR, CA 92014-3732

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 PARKER ST, OCEANSIDE, CA 92057-3509
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12996 VIA LATINA, DEL MAR, CA 92014-3732

Mortgage

Document Number	0000305423
Date	Apr 20, 2021
Instrument	2021-0305423

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,105 (+2%) Land $79,945 Building $193,160
2025	$3,044.00 (+5.18%)	$267,751 (+4.04%) Land $78,378 Building $189,373
2023	$2,894.00 (+1.54%)	$257,356 Land $75,336 Building $182,020
2022	$2,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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