645 Olive St, Santa Rosa, CA 95407 Property Records

Sonoma County property record for 645 Olive St, Santa Rosa, CA 95407

Property Summary

Property TypePlanned Unit Development
Details2 bd · 1.5 ba · 973 sqft · built 1984
Lot Size0.024 acres (1,045 sqft)
Owner2 Individual Names on File
Last Sale$357,000 (Jan 2022)
Tax Bill$4,343 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN010-471-026-000

Property Details

APN / Parcel Number

Primary APN010-471-026-000
Alternative APN
  • 010-471-026

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area973 sqft Living Area
1st Floor Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1985
Architectural StyleCustom Design
Construction TypeWood
Lot Area1,045 sqft (0.024 acres)
Garage Area200 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number010-471-026
Street Address645 OLIVE ST
CitySANTA ROSA
StateCA
Zip95407-6119
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeCITYSR
Legal DescriptionLOT 15, WALNUT GROVE TOWNHOUSES
Legal SubdivisionWALNUT GROVE TOWNHOUSES
Legal Block1
Legal Lot Number15
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group1
Census Block1010
Census Tract153104

Owner

645 Olive St, a planned unit development, is owned by two individuals who bought it in January 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2574 SAN JOSE AVE, SAN FRANCISCO, CA 94112-3120
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Grant Deed, Transfer · Conventional Mortgage
SAN FRANCISCO FIRE CU
Oct 6, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2022 · Amount on File
Deed SaleJan 10, 2022 · Amount on File
Prior SaleMay 10, 2016 · Amount on File
Deed Document Number20222044
Prior Transfer DateOct 23, 2001
Prior Transfer Doc0000146868
Record UpdatedOct 29, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJan 10, 2022
Property Address645 OLIVE ST, SANTA ROSA, CA 95407-6119
Document Number0000002044
Map ReferenceMB 359 PG 18&19
Instrument DateDec 28, 2021
Instrument2022002044
Transaction TypeTransfer
Record UpdatedJan 24, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,106.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2574 SAN JOSE AVE, SAN FRANCISCO, CA 94112-3120

Mortgage

Document Number0000002045
DateJan 10, 2022
Instrument2022002045
Lender
NameSAN FRANCISCO FIRE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateOct 6, 2020
Property Address645 OLIVE ST, SANTA ROSA, CA 95407-6119
Document Number0000090309
Map ReferenceMB 359 PG 18&19
Instrument DateSep 29, 2020
Instrument2020090309
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address645 OLIVE ST, SANTA ROSA, CA 95407-6119

Mortgage

Document Number0000090310
DateOct 6, 2020
Instrument2020090310
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 645 Olive St was $4,343.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$386,425 (+2%) Land $154,787 Building $231,638
2025$4,343.00$378,849 Land $151,752 Building $227,097
2023$4,216.00 (+29.13%)$364,140 Land $145,860 Building $218,280
2022$3,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 Olive St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Olive St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sonic Telecom.

Nearby Properties on Olive St

Nearby Streets

Search Property Records by Address or Parcel Number