Sonoma County property record for 645 Olive St, Santa Rosa, CA 95407
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 1.5 ba · 973 sqft · built 1984 |
| Lot Size | 0.024 acres (1,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $357,000 (Jan 2022) |
| Tax Bill | $4,343 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-471-026-000 |
| Primary APN | 010-471-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 973 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,045 sqft (0.024 acres) |
| Garage Area | 200 sqft |
| Porch | Porch |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 010-471-026 |
|---|---|
| Street Address | 645 OLIVE ST |
| City | SANTA ROSA |
| State | CA |
| Zip | 95407-6119 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | CITYSR |
| Legal Description | LOT 15, WALNUT GROVE TOWNHOUSES |
| Legal Subdivision | WALNUT GROVE TOWNHOUSES |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | SANTA ROSA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 153104 |
645 Olive St, a planned unit development, is owned by two individuals who bought it in January 2022.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2574 SAN JOSE AVE, SAN FRANCISCO, CA 94112-3120 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Grant Deed, Transfer · Conventional Mortgage SAN FRANCISCO FIRE CU |
| Oct 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on File |
| Deed Sale | Jan 10, 2022 · Amount on File |
| Prior Sale | May 10, 2016 · Amount on File |
| Deed Document Number | 20222044 |
| Prior Transfer Date | Oct 23, 2001 |
| Prior Transfer Doc | 0000146868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jan 10, 2022 |
| Property Address | 645 OLIVE ST, SANTA ROSA, CA 95407-6119 |
| Document Number | 0000002044 |
| Map Reference | MB 359 PG 18&19 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022002044 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2574 SAN JOSE AVE, SAN FRANCISCO, CA 94112-3120 |
| Document Number | 0000002045 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022002045 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 645 OLIVE ST, SANTA ROSA, CA 95407-6119 |
| Document Number | 0000090309 |
| Map Reference | MB 359 PG 18&19 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020090309 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 645 OLIVE ST, SANTA ROSA, CA 95407-6119 |
| Document Number | 0000090310 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020090310 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 645 Olive St was $4,343.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Santa Rosa City |
| Elementary School District | Santa Rosa Elementary School District (KG - 06) |
| Secondary School District | Santa Rosa High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $386,425 (+2%) Land $154,787 Building $231,638 | |
| 2025 | $4,343.00 | $378,849 Land $151,752 Building $227,097 |
| 2023 | $4,216.00 (+29.13%) | $364,140 Land $145,860 Building $218,280 |
| 2022 | $3,265.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 645 Olive St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 645 Olive St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Sonic Telecom.
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