635 Olive St, Santa Rosa, CA 95407 Property Records

Sonoma County property record for 635 Olive St, Santa Rosa, CA 95407

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 1.5 ba · 973 sqft · built 1984
Lot Size	0.026 acres (1,140 sqft)
Owner	Individual Name on File
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-471-020-000`

Property Details

APN / Parcel Number

Primary APN	`010-471-020-000`
Alternative APN	`010-471-020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	973 sqft Living Area
1st Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,140 sqft (0.026 acres)
Garage Area	200 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	010-471-020
Street Address	635 OLIVE ST
City	SANTA ROSA
State	CA
Zip	95407-6119
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CITYSR
Legal Subdivision	WALNUT GROVE TOWNHOUSES
Legal Block	1
Legal Lot Number	9
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1010
Census Tract	153104

Owner

635 Olive St, a planned unit development, is owned and occupied by an individual who acquired it in March 2019.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	635 OLIVE ST, SANTA ROSA, CA 95407-6119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 15, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Mar 15, 2019	Grant Deed, Transfer NORTH COAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019
Deed Sale	Mar 15, 2019
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	201918079
Prior Transfer Date	Oct 22, 2001
Prior Transfer Doc	0000146857
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	635 OLIVE ST, SANTA ROSA, CA 95407-6119
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 OLIVE ST, SANTA ROSA, CA 95407-6119

Mortgage

Document Number	0000070019
Date	Jun 15, 2021
Instrument	2021070019

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Apr 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 15, 2019
Property Address	635 OLIVE ST, SANTA ROSA, CA 95407-6119
Document Number	0000018079
Map Reference	MB 359 PG 18&19
Instrument Date	Mar 13, 2019
Instrument	2019018079
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 OLIVE ST, SANTA ROSA, CA 95407-6119

Mortgage

Document Number	0000018080
Date	Mar 15, 2019
Instrument	2019018080

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 15, 2019
Property Address	635 OLIVE ST, SANTA ROSA, CA 95407-6119
Document Number	0000018078
Map Reference	MB 359 PG 18&19
Instrument Date	Mar 5, 2019
Instrument	2019018078
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH COAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 OLIVE ST, SANTA ROSA, CA 95407-6119

Tax Assessment & Valuation

The 2025 property tax bill for 635 Olive St was $3,841.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,344 (+2%) Land $136,537 Building $204,807
2025	$3,841.00	$334,652 Land $133,860 Building $200,792
2023	$3,728.00 (+6.7%)	$321,659 Land $128,663 Building $192,996
2022	$3,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 635 Olive St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 635 Olive St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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