645 Obrien Rd, Jackson, MI 49201 Property Records

Jackson County property record for 645 Obrien Rd, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,011 sqft · built 1950
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Jul 2004)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-12-01-226-004-01`

Property Details

APN / Parcel Number

Primary APN	`000-12-01-226-004-01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	722 sqft
Basement Area	722 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,332 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 OBRIEN RD
City	JACKSON
State	MI
Zip	49201-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	BEG AT NE COR OF SEC 1 TH S 0%12'03''E 587.39 FT TH N 88%15'23''W 934.76 FT TO A PT FOR PL OF BEG OF THIS DESCN TH S
Legal Range	02W
Legal Township	03S
Legal Section	01
Legal Subdivision	SPRING ARBOR
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	1
Census Block	1000
Census Tract	5400

Owner

Source: Jackson County records · APN 000-12-01-226-004-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 OBRIEN RD, JACKSON, MI 49201-8981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Aug 24, 2018	Deed of Trust, Mortgage CP FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2004 · Amount on Record
Deed Sale	Jul 01, 2004 · Amount on Record
Prior Sale	Jul 07, 1999 · Amount on Record
Deed Document Number	20042357941
Deed Book / Page	1784 / 438
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 01, 2023
Property Address	645 OBRIEN RD, JACKSON, MI 49201-8981
Document Number	0002932627
Book / Page	2225 / 936
Instrument Date	Feb 16, 2023
Instrument	2932627
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 W 11TH ST, BONHAM, TX 75418-3331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 OBRIEN RD, JACKSON, MI 49201-8981

Mortgage

Document Number	0002932628
Date	Mar 01, 2023
Instrument	2932628

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	645 OBRIEN RD, JACKSON, MI 49201-8981
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002804080
Date	Aug 24, 2018
Book Page	2126/1092
Instrument	2804080

Lender

Name	CP FCU
Type	Credit Union
Address	JACKSON, MI 49202

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2033

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,300 (-0.2%)	$204,600 (-0.2%)
2025	$2,024.00 (-41.84%)	$102,500 (+30.91%)	$205,000 (+30.91%)
2024	$3,480.00 (+158.93%)
2023		$78,300	$156,600
2022	$1,344.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (26075C), as of May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 61 locations within half a mile of this property.

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