626 Obrien Rd, Jackson, MI 49201 Property Records

Jackson County property record for 626 Obrien Rd, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,100 sqft · built 1930
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jul 2018)
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000-12-01-201-001-03`

Property Details

APN / Parcel Number

Primary APN	`000-12-01-201-001-03`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	436,471 sqft (10 acres)
Garage Area	2,368 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	626 OBRIEN RD
City	JACKSON
State	MI
Zip	49201-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	BEG AT N 1/4 POST OF SEC 1 TH S01DEG 44'54''E 273 FT ALG N&S 1/4 LN TO POB TH N89DEG 45'22''E 876.82 FT TH S06DEG 06'20''E
Legal Range	02W
Legal Township	03S
Legal Section	01
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	1
Census Block	1001
Census Tract	5400

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 OBRIEN RD, JACKSON, MI 49201-8981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	20182800762
Deed Book / Page	2124 / 374
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	626 OBRIEN RD, JACKSON, MI 49201-8981
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 OBRIEN RD, JACKSON, MI 49201-8981

Mortgage

Document Number	0002920193
Date	Jul 27, 2022
Book Page	2216/202
Instrument	2920193

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	626 OBRIEN RD, JACKSON, MI 49201-8981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002865643
Date	Nov 20, 2020
Book Page	2174/253
Instrument	2865643

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	626 OBRIEN RD, JACKSON, MI 49201-8981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002826404
Date	Jul 1, 2019
Book Page	2144/0016
Instrument	2826404

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 9, 2018
Property Address	626 OBRIEN RD, JACKSON, MI 49201-8981
Document Number	0002800762
Book / Page	2124 / 0374
Instrument Date	Jun 29, 2018
Instrument	2800762
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4890 SLAYTON RD, JACKSON, MI 49201-8987

Mortgage

Document Number	0002800763
Date	Jul 9, 2018
Instrument	2800763

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,100 (+10.29%)	$360,200 (+10.29%)
2025	$3,135.00 (-38.96%)	$163,300 (+16.31%)	$326,600 (+16.31%)
2024	$5,136.00 (+9.37%)
2023		$140,400	$280,800
2022	$4,696.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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