645 Nease Rd, Guyton, GA 31312 Property Records

Effingham County property record for 645 Nease Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,872 sqft · built 2018
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Feb 2026)
Tax Bill	$3,948 (2025)
Deeds & Mortgages	May 2018 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03750-033-H00`

Property Details

APN / Parcel Number

Primary APN	`03750-033-H00`
Alternative APNs	`00660075K00` `28749`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	35,719 sqft (0.82 acres)
Garage Area	460 sqft

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28749
Street Address	645 NEASE RD
City	GUYTON
State	GA
Zip	31312-5950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	.82 AC LOT 4H (OUT OF 375-33CUV)
Legal Subdivision	EDWARD J NEASE
Legal Lot Number	4H
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

Source: Effingham County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 NEASE RD, GUYTON, GA 31312-5950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage BANK OF NEWINGTON
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE
Feb 6, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE
Aug 15, 2018	Warranty Deed, Transfer
Aug 15, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Book / Page	3022 / 699
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	645 NEASE RD, GUYTON, GA 31312-5950
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002467/542
Date	May 22, 2018
Book Page	2467/542
Instrument	004367

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2019

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	645 NEASE RD, GUYTON, GA 31312-5950
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 NEASE RD, GUYTON, GA 31312-5950

Mortgage

Document Number	0000002619/0000000992
Date	Sep 1, 2020
Book Page	0000002619/0000000992
Instrument	008917

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 6, 2026
Property Address	645 NEASE RD, GUYTON, GA 31312-5950
Document Number	003022/699
Book / Page	3022 / 699
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 NEASE RD, GUYTON, GA 31312-5950

Mortgage

Document Number	0003022704
Date	Feb 6, 2026
Instrument	3022/704

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 15, 2018
Property Address	645 NEASE RD, GUYTON, GA 31312-5950
Document Number	002483/400
Book / Page	2483 / 400
Instrument Date	Aug 15, 2018
Instrument	2018-002141
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 NEASE RD, 645, GUYTON, GA 31312-5950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 NEASE RD, GUYTON, GA 31312-5950

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 15, 2018
Property Address	645 NEASE RD, GUYTON, GA 31312-5950
Document Number	002483/378
Book / Page	2483 / 378
Instrument Date	Aug 15, 2018
Instrument	2018-002140
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 NEASE RD, GUYTON, GA 31312-5950

Mortgage

Document Number	0000002483/0000000379
Date	Aug 17, 2018
Book Page	0000002483/0000000379
Instrument	007215

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+20.11%)	$115,830 (+13.35%) Land $16,720 Building $99,110	$289,576 (+13.35%) Land $41,800 Building $247,776
2024	$3,287.00 (+10.93%)	$102,192 (+12.15%) Land $16,720 Building $85,472	$255,481 (+12.15%) Land $41,800 Building $213,681
2022	$2,963.00	$91,120 Land $16,720 Building $74,400	$227,801 Land $41,800 Building $186,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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