1. Home
  2. Florida
  3. Bradford County
  4. Starke
  5. N Walnut St

645 N Walnut St, Starke, FL 32091 Property Records

Bradford County property record for 645 N Walnut St, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,350 sqft · built 1940
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jun 2022)
Tax Bill$1,982 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN03615-0-00100

Property Details

APN / Parcel Number

Primary APN03615-0-00100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,350 sqft Heated Area
Gross Area2,545 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address645 N WALNUT ST
CitySTARKE
StateFL
Zip32091-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 6S 22 LOT 10 OF BLK 11 IN TEMPLES ADD TO STARKE
Legal Range22E
Legal Township06S
Legal Section28
Legal SubdivisionIN TEMPLES ADD
Legal Block11
Legal Lot Number10
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group5
Census Block5002
Census Tract100

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 N WALNUT ST, STARKE, FL 32091-2621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Jun 27, 2022Warranty Deed, Transfer
LAKE AREA TITLE SERVICES INC
Jun 25, 2019Grant Deed, Transfer
NOT AVAILABLE
Jun 10, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleJun 27, 2022
Deed Document Number202204006139
Deed Book / Page1977 / 569
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateJun 27, 2022
Property Address645 N WALNUT ST, STARKE, FL 32091-2621
Document Number0004006139
Book / Page1977 / 569
Map ReferenceMB G PG 304
Instrument DateJun 24, 2022
Instrument202204006139
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyLAKE AREA TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5124 SE STATE ROAD 100, 5124, STARKE, FL 32091-7311

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 N WALNUT ST, STARKE, FL 32091-2621

Mortgage

Document Number0001977572
DateJun 27, 2022
Instrument1977/572
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateJun 27, 2022
Property Address645 N WALNUT ST, STARKE, FL 32091-2621
Document Number0004006138
Book / Page1977 / 566
Map ReferenceMB G PG 304
Instrument DateJun 24, 2022
Instrument202204006138
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyLAKE AREA TITLE SERVICES INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6211 KINGSLEY LAKE DR, 6211, STARKE, FL 32091-9732

Transferred To (Grantee/Buyer)

NameVerified Name
Address5124 SE STATE ROAD 100, STARKE, FL 32091-7311

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRADFORD FL
Recording DateJun 25, 2019
Property Address645 N WALNUT ST, STARKE, FL 32091-2621
Document Number0004005526
Book / Page001796 / 000280
Instrument DateMar 27, 2019
Instrument4005526
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$24.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 CENTURY 21 DR #C417 JACKSONVILLE FL 322167729, C417, JACKSONVILLE, FL 32216-7729

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRADFORD FL
Recording DateJun 10, 2020
Property Address645 N WALNUT ST, STARKE, FL 32091-2621
Document Number0004004060
Book / Page001846 / 000295
Instrument DateMar 27, 2019
Instrument4004060
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 CENTURY 21 DR #E-417 JACKSONVILLE FL 322167702, E-417, JACKSONVILLE, FL 32216-7702

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,982.00 (+3.5%) Homeowner's exemption$142,805 (+2.9%)$156,819 (+4.64%) Land $28,000 Building $128,819
2024$1,915.00 (+1.7%) Homeowner's exemption$138,780 (+3%)$149,861 (+11.22%) Land $28,000 Building $121,861
2023$1,883.00 (+299.79%) Homeowner's exemption$134,738 (+182.29%) Land $20,000 Building $114,738$134,738 (+128.39%) Land $20,000 Building $114,738
2022$471.00 Homeowner's exemption$47,730$58,994 Land $15,000 Building $43,994

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STARKE
serves 6,800 people · EPA ID FL2040211
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Nearby Properties on N Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures