Bradford County property record for 637 N Walnut St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 910 sqft · built 1947 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Mar 2021) |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03612-0-00000 |
| Primary APN | 03612-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 910 sqft Heated Area |
| Gross Area | 1,038 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.114 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 637 N WALNUT ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 6S 22 LOT 11 OF BLK 11 IN TEMPLES ADD |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | IN TEMPLES ADD |
| Legal Block | 11 |
| Legal Lot Number | 11 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 100 |
637 N Walnut St is owned and occupied by an individual who acquired it in November 2024.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 637 N WALNUT ST, STARKE, FL 32091-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Mar 17, 2021 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Apr 16, 2019 | Warranty Deed, Transfer · Commercial Mortgage COMMUNITY STATE BANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Mar 17, 2021 · Amount on File |
| Deed Document Number | 1891/509 |
| Deed Book / Page | 1891 / 509 |
| Last Transfer Date | Nov 4, 2024 |
| Transfer Doc | 0004010583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 637 N WALNUT ST, STARKE, FL 32091-2621 |
| Document Number | 0004002567 |
| Book / Page | 1891 / 509 |
| Map Reference | MB G PG 304 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 202104002567 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $938.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2262 NW 53RD AVENUE, 2262, FORT WHITE, FL 32038 |
| Name | Verified Name |
|---|---|
| Address | 637 N WALNUT ST, STARKE, FL 32091-2621 |
| Document Number | 0001891510 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 1891/510 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 637 N WALNUT ST, STARKE, FL 32091-2621 |
| Document Number | 1891/509 |
| Book / Page | 1891 / 509 |
| Map Reference | MB G PG 304 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 202104002567 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2021 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $938.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2262 NW 53RD AVENUE, 2262, FORT WHITE, FL 32038 |
| Name | Verified Name |
|---|---|
| Address | 637 N WALNUT ST, STARKE, FL 32091-2621 |
| Document Number | 1891510 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 1891/510 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Apr 16, 2019 |
| Property Address | 637 N WALNUT ST, STARKE, FL 32091-2621 |
| Document Number | 0004003370 |
| Book / Page | 1786 / 168 |
| Map Reference | DD G PG 304 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 201904003370 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | SONSHINE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 368, STARKE, FL 32091-0368 |
| Name | Verified Name |
|---|---|
| Address | 25 N LAKE AVE, LAKE BUTLER, FL 32054-1733 |
| Document Number | 0004003371 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 201904003371 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 11, 2020 |
The 2025 property tax bill for 637 N Walnut St was $550 with exemptions applied, up 8.1% from the year before.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 (+8.06%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $94,277 (+2.9%) | $121,198 (+4.36%) Land $28,000 Building $93,198 |
| 2024 | $509.00 (+9.7%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $91,620 (+3%) | $116,135 (+12.92%) Land $28,000 Building $88,135 |
| 2023 | $464.00 (-10.77%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $88,951 (+3%) | $102,849 (+19.09%) Land $20,000 Building $82,849 |
| 2022 | $520.00 Homeowner's exemption Additional exemption filed | $86,360 Land $15,000 Building $71,360 | $86,360 Land $15,000 Building $71,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 N Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 N Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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