645 N Rios Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 645 N Rios Ave, Solana Beach, CA 92075

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 4,840 sqft · built 2004
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Last Sale$442,000 (May 1999)
Tax Bill$18,897 (2025)
Flood ZoneZone X (minimal risk)
APN263-031-12-00

Property Details

APN / Parcel Number

Primary APN263-031-12-00

Interior

Bedrooms7 Beds
Full Baths5 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area4,840 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 N RIOS AVE
CitySOLANA BEACH
StateCA
Zip92075-1247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLMRc
Legal DescriptionLOT 10 NLY 1/2 TR 002373
Legal SubdivisionSEABRIGHT ACRES
Legal Tract002373
Legal Block1
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1012
Census Tract17303

Owner

645 N Rios Ave is owned by a company that acquired it in July 2013 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address645 N RIOS AVE, SOLANA BEACH, CA 92075-1247
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 1999 · Amount on File
Deed SaleMay 28, 1999 · Amount on File
Deed Document Number1999370004
Last Transfer DateJul 18, 2013
Transfer Doc0000456646
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 645 N Rios Ave was $18,897 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,676,365 (+2%) Land $644,927 Building $1,031,438
2025$18,897.00 Homeowner's exemption$1,643,496 Land $632,282 Building $1,011,214
2023$18,060.00 (+11.82%) Homeowner's exemption$1,579,680 Land $607,731 Building $971,949
2022$16,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 N Rios Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 N Rios Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on N Rios Ave

Nearby Streets

Search Property Records by Address or Parcel Number