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628 N Rios Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 628 N Rios Ave, Solana Beach, CA 92075

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,306 sqft · built 1960
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Nov 2005)
Tax Bill$19,105 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Feb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN263-081-01-00

Property Details

APN / Parcel Number

Primary APN263-081-01-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,306 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area10,800 sqft (0.248 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address628 N RIOS AVE
CitySOLANA BEACH
StateCA
Zip92075-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLRc
Legal DescriptionLOT 9 TR 002988
Legal SubdivisionHAMAKER HEIGHTS
Legal Tract002988
Legal Block1
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract17303

Owner

628 N Rios Ave is owned and occupied by two individuals who bought it in November 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address628 N RIOS AVE, SOLANA BEACH, CA 92075-1248
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VOS FAMILY TRUST
Feb 29, 2024Deed of Trust, Mortgage · Commercial Mortgage
UNION HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2005 · Amount on File
Deed SaleNov 14, 2005 · Amount on File
Prior SaleDec 31, 1987 · Amount on File
Deed Document Number2005984556
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address628 N RIOS AVE, SOLANA BEACH, CA 92075-1248
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address72815 HIGHWAY 1, BIG SUR, CA 93920-9589

Mortgage

Document Number0000295378
DateOct 22, 2025
Instrument2025-0295378
Lender
NameVOS FAMILY TRUST
TypePrivate Party
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address628 N RIOS AVE, SOLANA BEACH, CA 92075-1248
Transaction TypeMortgage
Record UpdatedMar 8, 2024
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 30TH AVE N, SAINT PETERSBURG, FL 33704-1929

Mortgage

Document Number0000050940
DateFeb 29, 2024
Instrument2024-0050940
Lender
NameUNION HOME LOANS INC
AddressCALABASAS, CA 91302
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 628 N Rios Ave was $19,105.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,748,950 (+2%) Land $1,568,150 Building $180,800
2025$19,105.00$1,714,657 Land $1,537,402 Building $177,255
2023$18,295.00 (+1.54%)$1,648,076 Land $1,477,703 Building $170,373
2022$18,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 N Rios Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 N Rios Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber		5,000 / 5,000
Ting
Fiber		2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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