Volusia County property record for 645 N Ridgewood Ave, Ormond Beach, FL 32174 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,298 sqft · built 1974 |
| Lot Size | 0.307 acres (13,350 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $100 (Sep 1984) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Nov 2020 Reverse Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3242-05-15-0100 |
| Primary APN | 3242-05-15-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 2,826 sqft |
| 1st Floor Area | 2,298 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,350 sqft (0.307 acres) |
| Lot Dimensions | 178 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2996455 |
|---|---|
| Street Address | 645 N RIDGEWOOD AVE |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-4660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 32 42 S 65 FT OF E 50 FT MEAS ON N/L OF LOT 10 & S 65 FT OF LOT 11 & 12 & W 29.5 FT OF S 65 FT OF LOT 13 & N 10 FT OF E 80 FT OF LOT 2 & N 10 FT OF LOT 3 & W 29.5 FT OF N 10 FT OF LOT 4 BLK 15 DAYTONA SHRS SEC 2 MB 10 PG 112 PER OR 2593 PG 0248 PE |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 42 |
| Legal Subdivision | DAYTONA SHRS |
| Legal Tract | 05 |
| Legal Block | 15 |
| Legal Lot Number | 10 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 80700 |
Source: Volusia County records · APN 3242-05-15-0100
Assessment roll updated March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 645 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 25, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Nov 30, 2017 | Reverse Mortgage, Transfer · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 1984 · Amount on Record |
| Deed Sale | Sep 15, 1984 · Amount on Record |
| Prior Sale | Aug 15, 1984 · Amount on Record |
| Deed Book / Page | 2605 / 1224 |
| Last Transfer Date | Nov 13, 2020 |
| Transfer Doc | 0079481955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Nov 25, 2020 |
| Property Address | 645 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4660 |
| Document Number | 0079481955 |
| Book / Page | 7948 / 1955 |
| Map Reference | MB 10 PG 112 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020-229606 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4660 |
| Document Number | 0079481959 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 7948/1959 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.58% |
| Type Change Date | Dec 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 645 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4660 |
| Document Number | 0074770773 |
| Book / Page | 007477 / 000773 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 230340 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 N RIDGEWOOD AVE ORMOND BEACH FL 321744660, ORMOND BEACH, FL 32174-4660 |
| Document Number | 74770776 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 007477/000776 |
| Instrument | 230341 |
| Name | LIBERTY HM EQUITY SOLUTIONS |
|---|---|
| Type | Funding / Finance Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Due | Nov 29, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.15% |
| Document Number | 74770790, |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 007477/000790 |
| Instrument | 230342 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Due | Nov 29, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.15% |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,599 (+2.7%) | $300,465 (-0.02%) Land $54,810 Building $245,655 | |
| 2025 | $1,800.00 (+7.98%) Homeowner's exemption | $152,482 (+5.99%) | $300,534 (-13.27%) Land $54,810 Building $245,724 |
| 2023 | $1,667.00 (+3.8%) Homeowner's exemption | $143,869 (+3%) | $346,514 (+16.49%) Land $54,810 Building $291,704 |
| 2022 | $1,606.00 Homeowner's exemption | $139,679 | $297,467 Land $50,895 Building $246,572 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures