640 N Ridgewood Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 640 N Ridgewood Ave, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,629 sqft Living Area
Lot Size12,788 sqft (0.294 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2014)
Tax Bill$1,701.00 (2025)

Property Details

APN / Parcel Number

Primary APN3242-15-01-0070
Alternative APNs
  • 32134215010070
  • 42133215010070
  • 3003101.0
  • 3003101

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,629 sqft Living Area
Gross Area2,116 sqft Gross Area
1st Floor1,629 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,788 sqft (0.294 acres)
Depth X Width139 ft x 92 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area487 sqft Garage
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3003101
Street Address640 N RIDGEWOOD AVE
CityORMOND BEACH
StateFL
Zip32174-4657
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 1 WOODMERE SOUTH UNIT 1 MB 29 PG 73 PER OR 6430 PGS 0557-0559 INC PER D/C 6994 PG 4336 PER OR 6994 PG 4338
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionWOODMERE SOUTH UNIT 1 MB
Legal Tract15
Legal Block1
Legal Lot Number7
Legal Unit1
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup1
Census Block1021
Census Tract80700

Owner

Source: Volusia County records · APN 3242-15-01-0070

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4657
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2014 · Amount on Record
Deed SaleJun 02, 2014 · Amount on Record
Prior SaleJul 15, 1971 · Amount on Record
Deed Doc Number201497010
Deed Book / Page6994 / 4338
Prior Transfer DateNov 10, 2009
Prior Transfer Doc0064300557
Record RefreshedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address640 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4657
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0074754166
DateNov 27, 2017
Book Page7475/4166
Instrument2017-228008
Lender
NamePNC BANK NA
TypeBank
AddressORMOND BEACH, FL 32174
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 15, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address640 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4657
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078641817
DateJun 15, 2020
Book Page7864/1817
Instrument2020-106255
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$150,352 (+2.7%)$256,879 (-0.28%) Land $56,337 Building $200,542
2025$1,701.00 (+8.07%) Homeowner's exemption$146,400 (+5.99%)$257,607 (-2.67%) Land $56,337 Building $201,270
2023$1,574.00 (+3.89%) Homeowner's exemption$138,132 (+3%)$264,684 (+15.94%) Land $56,337 Building $208,347
2022$1,515.00 Homeowner's exemption$134,109$228,296 Land $52,313 Building $175,983

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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