645 Monroe St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 645 Monroe St, Oshkosh, WI 54901

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,679 sqft · built 1920
Lot Size0.23 acres (10,020 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Sep 2020)
Tax Bill$3,028 (2024)
Flood ZoneZone X (moderate risk)
APN04-05520000

Property Details

APN / Parcel Number

Primary APN04-05520000
Alternative APNs
  • 804-0552-0000
  • 904-05520000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,679 sqft Living Area
Gross Area7,244 sqft
1st Floor Area3,685 sqft
Basement Area3,559 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2002
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area10,020 sqft (0.23 acres)
Lot Dimensions132 ft deep x 122 ft wide
Garage TypeDetached
Garage Area528 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number804-0552-0000
Street Address645 MONROE ST
CityOSHKOSH
StateWI
Zip54901-4646
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2;TWO FAM
Legal DescriptionLOT 8 BLK 60 FORDS ADDN
Legal SubdivisionBLK 60 FORDS ADDN
Legal Block60
Legal Lot Number8
JurisdictionWINNEBAGO WI
Township / Civil DivisionNEENAH
Census Block Group4
Census Block4015
Census Tract3400

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5771 SAINT IVES RD, OSHKOSH, WI 54904-9730
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Document Number20201827143
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityNeenah City
Unified School DistrictNeenah School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$160,200 (-) Land $24,700 Building $135,500
2024$3,028.00$160,200 Land $24,700 Building $135,500
2023$491,439 Land $35,959 Building $455,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEENAH WATERWORKS
serves 27,506 people · EPA ID WI4710348
Water SourceSurface water
Last State InspectionJul 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: TDS Telecom.

Nearby Properties on Monroe St

Nearby Streets

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