Winnebago County property record for 641 Monroe St, Oshkosh, WI 54901
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,872 sqft · built 1967 |
| Lot Size | 0.182 acres (7,934 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,572 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05510000 |
| Primary APN | 04-05510000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 1,872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Roof Material | Other |
| Lot Area | 7,934 sqft (0.182 acres) |
| Lot Dimensions | 167 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 904-05510000 |
|---|---|
| Street Address | 613 KNIGHT AVE |
| City | NEENAH |
| State | WI |
| Zip | 54956-2318 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | RIVER LAWN ADDITION LOT 13 BLK 2 |
| Legal Subdivision | RIVER LAWN ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 200 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 629 KNIGHT AVE, NEENAH, WI 54956-2318 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 641 MONROE ST, OSHKOSH, WI 54901-4646 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001896339 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 1896339 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205,500 (+109.27%) Land $28,500 Building $177,000 | ||
| 2023 | $2,572.00 (-0.39%) Homeowner's exemption | $98,200 (-) Land $14,500 Building $83,700 | $141,901 Land $20,953 Building $120,948 |
| 2022 | $2,582.00 Homeowner's exemption | $98,200 Land $14,500 Building $83,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: TDS Telecom.
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