Okaloosa County property record for 645 Jerrells Ave, Fort Walton Beach, FL 32547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,178 sqft · built 1996 |
| Lot Size | 0.103 acres (4,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Oct 2000) |
| Tax Bill | $2,604 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-7089-4 |
| Primary APN | C56-000-591-7089-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| Gross Area | 1,551 sqft |
| 1st Floor Area | 1,178 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,489 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 645 JERRELLS AVE |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-3174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD TOWN PH I LOT 9 |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | OLD TOWN PH I |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 22002 |
645 Jerrells Ave is owned by an individual who bought it in October 2000.
Source: Okaloosa County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8116 ARLINGTON BLVD, FALLS CHURCH, VA 22042-1002 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2000 · Amount on File |
| Deed Sale | Oct 17, 2000 · Amount on File |
| Deed Document Number | 20001799720 |
| Deed Book / Page | 2267 / 4567 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 645 Jerrells Ave was $2,604.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,604.00 | $212,340 Land $79,680 Building $132,660 | $212,340 Land $79,680 Building $132,660 |
| 2023 | $2,334.00 (+7.86%) | $202,811 (+7.6%) Land $64,102 Building $138,709 | $202,811 (+7.6%) Land $64,102 Building $138,709 |
| 2022 | $2,164.00 | $188,494 Land $59,909 Building $128,585 | $188,494 Land $59,909 Building $128,585 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Jerrells Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1984–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Jerrells Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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