Okaloosa County property record for 643 Jerrells Ave, Fort Walton Beach, FL 32547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1995 |
| Lot Size | 0.103 acres (4,489 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,000 (Jun 2025) |
| Tax Bill | $3,078 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-7088-6 |
| Primary APN | C56-000-591-7088-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,396 sqft Heated Area |
| Gross Area | 2,081 sqft |
| 1st Floor Area | 1,396 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,489 sqft (0.103 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 643 JERRELLS AVE |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-3174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD TOWN PH I LOT 8 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | OLD TOWN PH I |
| Legal Phase | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 22002 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 6 TOOKE ST, FORT WALTON BEACH, FL 32547-2675 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · VA Mortgage PROGRESS BANK & TRUST |
| May 13, 2020 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | May 13, 2020 · Amount on Record |
| Deed Document Number | 3757865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 643 JERRELLS AVE, FORT WALTON BEACH, FL 32547-3174 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4141 COMMONS DR W 4305, 4305, DESTIN, FL 32541-6406 |
| Document Number | 0036191475 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 3619/1475 |
| Instrument | 3546490 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 13, 2020 |
| Property Address | 643 JERRELLS AVE, FORT WALTON BEACH, FL 32547-3174 |
| Document Number | 0034612929 |
| Book / Page | 3461 / 2929 |
| Map Reference | MB 15 PG 1 |
| Instrument Date | May 4, 2020 |
| Instrument | 3357658 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2133 HAGOOD LOOP, 2133, CRESTVIEW, FL 32536-5458 |
| Name | Verified Name |
|---|---|
| Address | 643 JERRELLS AVE, FORT WALTON BEACH, FL 32547-3174 |
| Document Number | 0034612931 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 3461/2931 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,078.00 (-0.55%) | $250,989 (+0.38%) Land $79,680 Building $171,309 | $250,989 (+0.38%) Land $79,680 Building $171,309 |
| 2023 | $3,095.00 (+15.36%) | $250,030 (+7.64%) Land $64,102 Building $185,928 | $250,030 (+7.64%) Land $64,102 Building $185,928 |
| 2022 | $2,683.00 | $232,283 Land $59,909 Building $172,374 | $232,283 Land $59,909 Building $172,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1984–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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