Fulton County property record for 645 Hemlock St, Wauseon, OH 43567
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,559 sqft · built 1995 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,454 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-008748-00.000 |
| Primary APN | 06-008748-00.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,559 sqft Living Area |
| Gross Area | 3,118 sqft |
| 1st Floor Area | 1,559 sqft |
| Basement Area | 779 sqft |
| Unfinished Basement | 779 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 645 HEMLOCK ST |
|---|---|
| City | WAUSEON |
| State | OH |
| Zip | 43567-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ALBERT HUNERS 3RD EXT LOT 105 .35A |
| Legal Lot Number | 105 |
| Jurisdiction | FULTON OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40702 |
645 Hemlock St is owned and occupied by an individual who acquired it in January 1990.
Source: Fulton County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 HEMLOCK ST, WAUSEON, OH 43567-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON OH |
| Property Address | 645 HEMLOCK ST, WAUSEON, OH 43567-1853 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0348/1686 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 0348/1686 |
| Instrument | 201800247884 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 645 Hemlock St was $3,454, down 5.4% from the year before.
Source: Fulton County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fulton County |
| County Subdivision | Clinton Township |
| Municipality | Wauseon City |
| Unified School District | Wauseon Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,454.00 (-5.42%) | $75,910 (-0.01%) Land $12,600 Building $63,310 | $216,900 (-) Land $36,000 Building $180,900 |
| 2024 | $3,652.00 (-3.74%) | $75,920 (-) Land $12,600 Building $63,320 | $216,900 (-) Land $36,000 Building $180,900 |
| 2023 | $3,794.00 (+12.62%) Homeowner's exemption | $75,920 (+32.26%) Land $12,600 Building $63,320 | $216,900 Land $36,000 Building $180,900 |
| 2022 | $3,369.00 Homeowner's exemption | $57,400 Land $10,500 Building $46,900 | |
| 2020 | $164,000 Land $30,000 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Hemlock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Hemlock St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUSEON CITY PWS serves 7,568 people · EPA ID OH2600111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: RTEC Communications.
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