640 Hemlock St, Wauseon, OH 43567 Property Records

Fulton County property record for 640 Hemlock St, Wauseon, OH 43567

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,368 sqft · built 1995
Lot Size	0.353 acres (15,398 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Sep 2025)
Tax Bill	$5,165 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-008788-00.000`

Property Details

APN / Parcel Number

Primary APN	`06-008788-00.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,312 sqft
Upper Floors Area	1,056 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,398 sqft (0.353 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	728 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	640 HEMLOCK ST
City	WAUSEON
State	OH
Zip	43567-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALBERT HUNERS 3RD EXT LOT 115 .35A
Legal Subdivision	ALBERT F HUNER SUBDIVISION
Legal Lot Number	115
Jurisdiction	FULTON OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1019
Census Tract	40702

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 HEMLOCK ST, WAUSEON, OH 43567-1850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit THE SHERWOOD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Dec 10, 2012 · Amount on File
Deed Document Number	20253920
Deed Book / Page	386 / 3573
Prior Transfer Date	Feb 13, 2019
Prior Transfer Doc	00352/2098
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	640 HEMLOCK ST, WAUSEON, OH 43567-1850
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 HEMLOCK ST, WAUSEON, OH 43567-1850

Mortgage

Document Number	00375/1723
Date	Dec 9, 2022
Book Page	375/1723
Instrument	202200005601

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	640 HEMLOCK ST, WAUSEON, OH 43567-1850
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	369/3385
Date	Oct 25, 2021
Book Page	369/3385
Instrument	202100006059

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FULTON OH
Recording Date	Feb 25, 2019
Property Address	640 HEMLOCK ST, WAUSEON, OH 43567-1850
Document Number	00352/2098
Book / Page	0352 / 2098
Instrument Date	Feb 13, 2019
Instrument	201900251553
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	640 HEMLOCK ST, WAUSEON, OH 43567-1850

Mortgage

Document Number	201900251554
Date	Feb 25, 2019
Instrument	201900251554

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	640 HEMLOCK ST, WAUSEON, OH 43567-1850
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348/3978
Date	Aug 6, 2018
Book Page	0348/3978
Instrument	201800248372

Lender

Name	THE SHERWOOD STATE BANK
Type	Bank
Address	SHERWOOD, OH 43556

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Clinton Township
Municipality	Wauseon City
Unified School District	Wauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,165.00 (-5.33%)	$110,880 (+6.45%) Land $12,670 Building $98,210	$316,800 (+6.45%) Land $36,200 Building $280,600
2024	$5,456.00 (+2.44%)	$104,160 (-) Land $12,670 Building $91,490	$297,600 (-) Land $36,200 Building $261,400
2023	$5,326.00 (+13.39%)	$104,160 (+32.98%) Land $12,670 Building $91,490	$297,600 (+32.98%) Land $36,200 Building $261,400
2022	$4,697.00	$78,330 Land $10,570 Building $67,760
2020			$223,800 Land $30,200 Building $193,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUSEON CITY PWS serves 7,568 people · EPA ID OH2600111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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