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645 Garnet St, Imperial, CA 92251 Property Records

Imperial County property record for 645 Garnet St, Imperial, CA 92251

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 2020
Lot Size0.141 acres (6,140 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Jul 2017)
Tax Bill$2,131 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN064-253-062-000

Property Details

APN / Parcel Number

Primary APN064-253-062-000
Alternative APN
  • 043963062000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area6,140 sqft (0.141 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address645 GARNET ST
CityIMPERIAL
StateCA
Zip92251-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 59 DESERT MIRAGE ESTATES UNIT NO 3 CITY OF IMPERIAL
Legal SubdivisionDESERT MIRAGE ESTATES 03
Legal Block5
Legal Lot Number59
JurisdictionIMPERIAL CA
Township / Civil DivisionIMPERIAL
Census Block Group5
Census Block5029
Census Tract11002

Owner

645 Garnet St is owned and occupied by two individuals who bought it in July 2017.

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address645 GARNET ST, IMPERIAL, CA 92251-2517
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MORTGAGE CO
Jul 27, 2017Grant Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2017 · Amount on File
Deed SaleJul 27, 2017 · Amount on File
Prior SaleNov 26, 2014 · Amount on File
Deed Document Number201717093
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address645 GARNET ST, IMPERIAL, CA 92251-2517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 GARNET ST, IMPERIAL, CA 92251-2517

Mortgage

Document Number0000020724
DateNov 5, 2020
Instrument2020020724
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJul 27, 2017
Property Address645 GARNET ST, IMPERIAL, CA 92251-2517
Document Number0000017093
Map ReferenceMB24 PG94
Instrument DateJun 23, 2017
Instrument2017017093
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address645 GARNET ST, IMPERIAL, CA 92251-2517

Mortgage

Document Number0000017094
DateJul 27, 2017
Instrument2017017094
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 645 Garnet St was $2,131.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityImperial City
Unified School DistrictImperial Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$298,902 Land $46,420 Building $252,482
2025$2,131.00
2023$2,155.00 (-1.06%)$281,665 Land $43,744 Building $237,921
2022$2,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 Garnet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 Garnet St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF IMPERIAL
serves 22,102 people · EPA ID CA1310006
Water SourcePurchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State InspectionNov 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2018
Total trihalomethanes
resolved · Oct 2017
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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