Imperial County property record for 640 Garnet St, Imperial, CA 92251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,964 sqft · built 2011 |
| Lot Size | 0.153 acres (6,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Oct 2023) |
| Tax Bill | $5,513 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-253-042-000 |
| Primary APN | 064-253-042-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 6,662 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 640 GARNET ST |
|---|---|
| City | IMPERIAL |
| State | CA |
| Zip | 92251-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 DESERT MIRAGE ESTATES UNIT NO 3 CITY OF IMPERIAL |
| Legal Subdivision | DESERT MIRAGE ESTATES 03 |
| Legal Block | 5 |
| Legal Lot Number | 45 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | IMPERIAL |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 11002 |
640 Garnet St is owned and occupied by two individuals who bought it in October 2023.
Source: Imperial County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 GARNET ST, IMPERIAL, CA 92251-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 12, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on File |
| Deed Sale | Oct 10, 2023 · Amount on File |
| Prior Sale | Apr 29, 2011 · Amount on File |
| Deed Document Number | 202315692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Oct 10, 2023 |
| Property Address | 640 GARNET ST, IMPERIAL, CA 92251-2517 |
| Document Number | 0000015692 |
| Map Reference | MB 24 PG 94 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023015692 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 GARNET ST, IMPERIAL, CA 92251-2517 |
| Document Number | 0000015693 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023015693 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 640 GARNET ST, IMPERIAL, CA 92251-2517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 640 GARNET ST, IMPERIAL, CA 92251-2517 |
| Document Number | 0000003529 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022003529 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 640 GARNET ST, IMPERIAL, CA 92251-2517 |
| Document Number | 0000002576 |
| Instrument Date | Dec 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 GARNET ST IMPERIAL CA 922512517, IMPERIAL, CA 92251-2517 |
| Document Number | 0000002576 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 2576 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2047 |
| Rate | 3.62% |
|---|
The 2025 property tax bill for 640 Garnet St was $5,513.
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | Imperial City |
| Unified School District | Imperial Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $426,564 (+2%) Land $62,424 Building $364,140 | |
| 2025 | $5,513.00 | $418,200 Land $61,200 Building $357,000 |
| 2023 | $3,839.00 (+3.09%) | $263,504 Land $36,939 Building $226,565 |
| 2022 | $3,724.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 640 Garnet St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 640 Garnet St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006 |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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