645 Forest Pine Dr, Ball Ground, GA 30107 Property Records

Cherokee County property record for 645 Forest Pine Dr, Ball Ground, GA 30107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,663 sqft · built 2005
Lot Size	0.81 acres (35,283 sqft)
Owner	2 Company Names on File
Tax Bill	$5,469 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03N16B 051`

Property Details

APN / Parcel Number

Primary APN	`03N16B 051`
Alternative APNs	`03N16B-00000-051-000` `1210146` `383856`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,663 sqft Living Area
Gross Area	5,098 sqft
1st Floor Area	1,435 sqft
Upper Floors Area	793 sqft
Basement Area	1,435 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	35,283 sqft (0.81 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	165 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	383856
Street Address	645 FOREST PINE DR
City	BALL GROUND
State	GA
Zip	30107-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 24 SMITHWICK CROSSINGPH I 76/128
Legal Subdivision	SMITHWICK CROSSINGPH I
Legal Phase	1
Legal Lot Number	24
Jurisdiction	CHEROKEE GA
Township / Civil Division	LATHEMTOWN
Census Block Group	1
Census Block	1016
Census Tract	90506

Owner

645 Forest Pine Dr is owned by a company that acquired it in October 2024.

Source: Cherokee County records, as of November 10, 2025

Owner of Record	2 Company Names on File
Mailing Address	645 FOREST PINE DR, BALL GROUND, GA 30107-7903
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Nov 16, 2018	Grant Deed, Transfer · VA Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2024
Deed Sale	Oct 23, 2024
Prior Sale	Nov 13, 2018 · Amount on File
Deed Book / Page	14983 / 2281
Prior Transfer Date	Oct 19, 2024
Prior Transfer Doc	0149832281
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	645 FOREST PINE DR, BALL GROUND, GA 30107-7903
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FOREST PINE DR, BALL GROUND, GA 30107-7903

Mortgage

Document Number	0144292107
Date	Dec 30, 2019
Book Page	0000014429/0000002107
Instrument	2019047476

Lender

Name	AMERIS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Nov 16, 2018
Property Address	645 FOREST PINE DR, BALL GROUND, GA 30107-7903
Document Number	0143170630
Book / Page	014317 / 000630
Instrument Date	Nov 13, 2018
Instrument	39274
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 FOREST PINE DR BALL GROUND GA 301077903, BALL GROUND, GA 30107-7903

Mortgage

Document Number	143170631
Date	Nov 16, 2018
Book Page	014317/000631
Instrument	39275

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 645 Forest Pine Dr was $5,469.

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,469.00	$208,280 Land $38,000 Building $170,280	$520,700 Land $95,000 Building $425,700
2023		$193,600 (+28.04%) Land $34,000 Building $159,600	$484,000 (+28.04%) Land $85,000 Building $399,000
2022	$4,292.00 Homeowner's exemption	$151,200 Land $28,800 Building $122,400	$378,000 Land $72,000 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Forest Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Forest Pine Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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