643 Forest Pine Dr, Ball Ground, GA 30107 Property Records

Cherokee County property record for 643 Forest Pine Dr, Ball Ground, GA 30107

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,218 sqft · built 2004
Lot Size	0.88 acres (38,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (Jul 2020)
Tax Bill	$4,324 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03N16B 052`

Property Details

APN / Parcel Number

Primary APN	`03N16B 052`
Alternative APNs	`03N16B-00000-052-000` `96112280` `383857`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,218 sqft Living Area
Gross Area	4,494 sqft
1st Floor Area	1,276 sqft
Upper Floors Area	666 sqft
Basement Area	1,276 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	38,332 sqft (0.88 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	383857
Street Address	643 FOREST PINE DR
City	BALL GROUND
State	GA
Zip	30107-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 25 SMITHWICK CROSSINGPH I 76/128
Legal Subdivision	SMITHWICK CROSSINGPH I
Legal Phase	1
Legal Lot Number	25
Jurisdiction	CHEROKEE GA
Township / Civil Division	LATHEMTOWN
Census Block Group	1
Census Block	1016
Census Tract	90506

Owner

Source: Cherokee County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 FOREST PINE DR, BALL GROUND, GA 30107-7903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 9, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 1, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Nov 3, 2004 · Amount on Record
Deed Document Number	20206879
Deed Book / Page	14497 / 798
Prior Transfer Date	Aug 3, 2019
Prior Transfer Doc	0143910750
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	643 FOREST PINE DR, BALL GROUND, GA 30107-7903
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 FOREST PINE DR, BALL GROUND, GA 30107-7903

Mortgage

Document Number	0143910753
Date	Sep 5, 2019
Book Page	0000014391/0000000753
Instrument	2019030593

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	643 FOREST PINE DR, BALL GROUND, GA 30107-7903
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 FOREST PINE DR, BALL GROUND, GA 30107-7903

Mortgage

Document Number	0147112239
Date	Oct 8, 2021
Book Page	0000014711/0000002239
Instrument	2021055209

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Jul 9, 2020
Property Address	643 FOREST PINE DR, BALL GROUND, GA 30107-7903
Document Number	0144970798
Book / Page	014497 / 000798
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 FOREST PINE DR BALL GROUND GA 301077903, BALL GROUND, GA 30107-7903

Mortgage

Document Number	144970800
Date	Jul 9, 2020
Book Page	014497/000800

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	643 FOREST PINE DR, BALL GROUND, GA 30107-7903
Document Number	0143152797
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 FOREST PINE DR BALL GROUND GA 301077903, BALL GROUND, GA 30107-7903

Mortgage

Document Number	0143152797
Date	Nov 13, 2018
Book Page	014315/002797
Instrument	38635

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,324.00 (+12.22%) Homeowner's exemption	$184,720 (+7.67%) Land $38,000 Building $146,720	$461,800 (+7.67%) Land $95,000 Building $366,800
2023		$171,560 (+17.12%) Land $34,000 Building $137,560	$428,900 (+17.12%) Land $85,000 Building $343,900
2022	$3,853.00 Homeowner's exemption	$146,480 Land $28,800 Building $117,680	$366,200 Land $72,000 Building $294,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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