645 Florist Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 645 Florist Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,620 sqft · built 1885
Lot Size	0.81 acres (35,279 sqft)
Owner	Individual Name on Record
Last Sale	$144,400 (Dec 2009)
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23M-63-0523`

Property Details

APN / Parcel Number

Primary APN	`23M-63-0523`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	35,279 sqft (0.81 acres)
Lot Dimensions	164 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	2,460 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	240 sqft
Patio Area	285 sqft
Poultry House	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 FLORIST AVE
City	SAINT LOUIS
State	MO
Zip	63122-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	JOHNSON HARRISON SUBD LOT PT 4 SE PART
Legal Range	6E
Legal Township	45N
Legal Section	31
Legal Subdivision	JOHNSON HARRISON SUBD
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2008
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	645 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit TIAA FSB
Jun 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Prior Sale	Sep 13, 1999 · Amount on Record
Deed Document Number	20091495
Deed Book / Page	18718 / 2815
Last Transfer Date	May 23, 2018
Transfer Doc	0230540600
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	645 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Document Number	0240243853
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FLORIST AVE ST LOUIS MO 631223046, ST LOUIS, MO 63122-3046

Mortgage

Document Number	0240243853
Date	Apr 29, 2020
Book Page	024024/003853
Instrument	619

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 5, 2018
Property Address	645 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Document Number	0230540600
Book / Page	023054 / 000600
Instrument Date	May 23, 2018
Instrument	87
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FLORIST AVE KIRKWOOD MO 631223046, KIRKWOOD, MO 63122-3046

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,050 (-) Land $70,850 Building $7,200	$410,800 (-) Land $372,900 Building $37,900
2025	$4,416.00 (-2.71%)	$78,050 (+8.04%) Land $70,850 Building $7,200	$410,800 (+8.05%) Land $372,900 Building $37,900
2024	$4,539.00 (+1.61%)
2023	$4,467.00 (-10.64%)	$72,240 (-4.83%) Land $59,000 Building $13,240	$380,200 (-4.83%) Land $310,500 Building $69,700
2022	$4,999.00	$75,910 Land $60,520 Building $15,390
2021			$399,500 Land $318,500 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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