635 Florist Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 635 Florist Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,581 sqft · built 2018
Lot Size	0.606 acres (26,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,148,359 (Mar 2019)
Tax Bill	$17,148 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23M-63-0561`

Property Details

APN / Parcel Number

Primary APN	`23M-63-0561`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,581 sqft Living Area
Gross Area	7,488 sqft
1st Floor Area	1,140 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	26,402 sqft (0.606 acres)
Lot Dimensions	264 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	907 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Open Frame Porch
Porch Area	310 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	635 FLORIST AVE
City	SAINT LOUIS
State	MO
Zip	63122-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	JOHN HARRISON LOT PT 4
Legal Subdivision	JOHN HARRISON
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2008
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BK
Mar 5, 2019	Warranty Deed, Subdivision Related Transfer BUSEY BK
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE
Aug 10, 2017	Warranty Deed, Construction Loan · Line of Credit ROCKWOOD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2019252
Deed Book / Page	23424 / 1707
Prior Transfer Date	Feb 13, 2002
Prior Transfer Doc	0000001030
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 FLORIST AVE, KIRKWOOD, MO 63122-3046

Mortgage

Document Number	2022060800350
Date	Jun 8, 2022
Instrument	2022060800350

Lender

Name	BUSEY BANK
Type	Bank
Address	68120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0252802784
Date	Dec 20, 2021
Book Page	25280/2784
Instrument	2021122000460

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Document Number	0235130509
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	635 FLORIST AVE KIRKWOOD MO 631223046, KIRKWOOD, MO 63122-3046

Mortgage

Document Number	0235130509
Date	May 6, 2019
Book Page	023513/000509
Instrument	563

Lender

Name	BUSEY BK
Type	Bank
Address	CREVE COEUR, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 5, 2019
Property Address	635 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Document Number	0234241707
Book / Page	023424 / 001707
Instrument Date	Feb 28, 2019
Instrument	252
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2019
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE GRP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	635 FLORIST AVE KIRKWOOD MO 631223046, KIRKWOOD, MO 63122-3046

Mortgage

Document Number	234241710
Date	Mar 5, 2019
Book Page	023424/001710
Instrument	253

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Document Number	0231763081
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4123 N SAPPINGTON RD ST LOUIS MO 63122, ST LOUIS, MO 63122

Mortgage

Document Number	0231763081
Date	Aug 30, 2018
Book Page	023176/003081
Instrument	555

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 10, 2017
Property Address	635 FLORIST AVE, SAINT LOUIS, MO 63122-3046
Document Number	0226460178
Book / Page	022646 / 000178
Instrument Date	Aug 7, 2017
Instrument	178
Transaction Type	Construction Loan
Record Updated	Oct 24, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	423 N SAPPINGTON RD ST LOUIS MO 631224729, ST LOUIS, MO 63122-4729
Investor	Possibly a Property Investor

Mortgage

Document Number	226460181
Date	Aug 10, 2017
Book Page	022646/000181
Instrument	179

Lender

Name	ROCKWOOD BK
Type	Bank
Address	FENTON, MO 63026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 9, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,500 (-) Land $65,570 Building $238,930	$1,602,600 (-) Land $345,100 Building $1,257,500
2025	$17,148.00 (+9.21%)	$304,500 (+21.31%) Land $65,570 Building $238,930	$1,602,600 (+21.31%) Land $345,100 Building $1,257,500
2024	$15,702.00 (+1.6%)
2023	$15,455.00 (+11.77%)	$251,010 (+19.56%) Land $54,610 Building $196,400	$1,321,100 (+19.57%) Land $287,400 Building $1,033,700
2022	$13,827.00	$209,940 Land $57,480 Building $152,460
2021			$1,104,900 Land $302,500 Building $802,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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