645 Flat Rock Rd, Bellevue, OH 44811 Property Records

Sandusky County property record for 645 Flat Rock Rd, Bellevue, OH 44811

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,272 sqft · built 1900
Lot Size0.84 acres (36,590 sqft)
OwnerIndividual Name on File
Last Sale$162,000 (Aug 2020)
Tax Bill$2,584 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
APN03-60-00-0114-00

Property Details

APN / Parcel Number

Primary APN03-60-00-0114-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,272 sqft Living Area
1st Floor Area2,752 sqft
Upper Floors Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area36,590 sqft (0.84 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address645 FLAT ROCK RD
CityBELLEVUE
StateOH
Zip44811-9048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOL 114 .842AC. ANNEXED TO BELLEVUE
Legal Lot Number114
JurisdictionSANDUSKY OH
Township / Civil DivisionBELLEVUE
Census Block Group4
Census Block4010
Census Tract962100

Owner

645 Flat Rock Rd is owned and occupied by an individual who bought it in August 2020.

Source: Sandusky County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address645 FLAT ROCK RD, BELLEVUE, OH 44811-9048
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2020 · Amount on File
Deed SaleAug 26, 2020 · Amount on File
Prior SaleJun 22, 2015 · Amount on File
Deed Document Number20205262
Deed Book / Page231 / 1406
Prior Transfer DateSep 6, 2013
Prior Transfer Doc00136/2014
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANDUSKY OH
Recording DateAug 26, 2020
Property Address645 FLAT ROCK RD, BELLEVUE, OH 44811-9048
Document Number00231/1406
Book / Page231 / 1406
Instrument DateAug 25, 2020
Instrument202000005262
Transaction TypeTransfer
Record UpdatedApr 4, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$648.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 FLAT ROCK RD, BELLEVUE, OH 44811-9048

Mortgage

Document Number202000005263
DateAug 26, 2020
Instrument202000005263
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 645 Flat Rock Rd was $2,584, up % from the year before.

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityBellevue City
CountySandusky County
Unified School DistrictBellevue City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,584.00 (+0.04%)$60,420 (-) Land $13,760 Building $46,660
2024$2,583.00 (+5.69%)$60,420 (+12.01%) Land $13,760 Building $46,660$172,600 Land $39,300 Building $133,300
2023$2,444.00 Homeowner's exemption$53,940 Land $12,290 Building $41,650
2021$154,100 Land $35,100 Building $119,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 645 Flat Rock Rd.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 Flat Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Amplex Wireless.

Nearby Properties on Flat Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number