Sandusky County property record for 640 Flat Rock Rd, Bellevue, OH 44811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,520 sqft · built 2003 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,250 (Sep 2003) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| APN | 03-60-00-0086-00 |
| Primary APN | 03-60-00-0086-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 2,880 sqft |
| Upper Floors Area | 1,080 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 640 FLAT ROCK RD |
|---|---|
| City | BELLEVUE |
| State | OH |
| Zip | 44811-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL 86 PT 2.0002AC. NPT & WPT SW1/4 |
| Legal Lot Number | 86 |
| Jurisdiction | SANDUSKY OH |
| Township / Civil Division | BELLEVUE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 962200 |
Source: Sandusky County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 FLAT ROCK RD, BELLEVUE, OH 44811-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2003 · Amount on Record |
| Deed Sale | Sep 2, 2003 · Amount on Record |
| Prior Sale | Sep 25, 2001 · Amount on Record |
| Deed Document Number | 200312787 |
| Deed Book / Page | 434 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDUSKY OH |
| Property Address | 640 FLAT ROCK RD, BELLEVUE, OH 44811-9048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 204/0851 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 204/0851 |
| Instrument | 201800005790 |
| Name | FIRST NATIONAL BANK OF BELLEVUE |
|---|---|
| Type | Bank |
| Address | BELLEVUE, OH 44811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sandusky County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bellevue City |
| County | Sandusky County |
| Unified School District | Bellevue City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 (+0.03%) | $88,870 (-) Land $13,790 Building $75,080 | |
| 2024 | $3,897.00 (+5.55%) | $88,870 (+12%) Land $13,790 Building $75,080 | $253,900 (+12%) Land $39,400 Building $214,500 |
| 2023 | $3,692.00 | $79,350 Land $12,320 Building $67,030 | |
| 2021 | $226,700 Land $35,200 Building $191,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1979–2006) |
| Most Recent Claim | Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVUE CITY serves 8,236 people · EPA ID OH3900011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Amplex Wireless.
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