645 Essen Ln, Chaska, MN 55318 Property Records

Carver County property record for 645 Essen Ln, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 932 sqft · built 1989
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on Record
Last Sale	$87,036 (Apr 2024)
Tax Bill	$4,708 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2670070`

Property Details

APN / Parcel Number

Primary APN	`30-2670070`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	932 sqft Finished Area
Gross Area	2,444 sqft
1st Floor Area	932 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	645 ESSEN LN
City	CHASKA
State	MN
Zip	55318-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 32 TOWNSHIP 116 RANGE 023 HUNDERTMARK HTS THIRD ADDN LOT 004 BLOCK 003
Legal Range	023
Legal Township	116
Legal Section	32
Legal Subdivision	HUNDERTMARK HTS THIRD ADDN
Legal Block	3
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	3
Census Block	3009
Census Tract	90801

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 ESSEN LN, CHASKA, MN 55318-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	2024229447
Last Transfer Date	May 25, 2024
Transfer Doc	000T229714
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Aug 17, 2021
Property Address	645 ESSEN LN, CHASKA, MN 55318-2505
Document Number	000T220835
Instrument Date	Jul 21, 2021
Instrument	T220835
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ESSEN LN, CHASKA, MN 55318-2505

Mortgage

Document Number	000T220836
Date	Aug 17, 2021
Instrument	T220836

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,708.00 (+10.31%)	$369,800 (-0.51%) Land $110,000 Building $259,800	$369,800 (-0.51%) Land $110,000 Building $259,800
2025		$371,700 (+1.36%) Land $105,000 Building $266,700	$371,700 (+1.36%) Land $105,000 Building $266,700
2024	$4,268.00 (+6.43%) Homeowner's exemption	$366,700 (-) Land $100,000 Building $266,700	$366,700 (-) Land $100,000 Building $266,700
2023	$4,010.00 Homeowner's exemption	$366,700 Land $100,000 Building $266,700	$366,700 Land $100,000 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Metronet.

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