640 Essen Ln, Chaska, MN 55318 Property Records

Carver County property record for 640 Essen Ln, Chaska, MN 55318

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 991 sqft · built 1991
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Aug 2005)
Tax Bill$4,524 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN30-2670140

Property Details

APN / Parcel Number

Primary APN30-2670140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area991 sqft Finished Area
Gross Area2,415 sqft
1st Floor Area991 sqft
Basement Area700 sqft
Finished Basement700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,017 sqft (0.207 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area16 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address640 ESSEN LN
CityCHASKA
StateMN
Zip55318-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 32 TOWNSHIP 116 RANGE 023 HUNDERTMARK HTS THIRD ADDN LOT 003 BLOCK 004
Legal Range023
Legal Township116
Legal Section32
Legal SubdivisionHUNDERTMARK HTS THIRD ADDN
Legal Block4
Legal Lot Number3
JurisdictionCARVER MN
Township / Civil DivisionCHASKA
Census Block Group3
Census Block3011
Census Tract90801

Owner

Source: Carver County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 ESSEN LN, CHASKA, MN 55318-2505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2005 · Amount on Record
Deed SaleAug 24, 2005 · Amount on Record
Prior SaleOct 9, 2001 · Amount on Record
Deed Document Number200567067
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address640 ESSEN LN, CHASKA, MN 55318-2505
Document Number0000214715
Instrument DateJul 15, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyTITLE SPECIALIST

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address640 ESSEN LN CHASKA MN 553182505, CHASKA, MN 55318-2505

Mortgage

Document Number0000214715
DateJul 28, 2020
Instrument214715
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 27, 2035

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityChaska City
Unified School DistrictEastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,524.00 (+6.25%) Homeowner's exemption$369,900 (+0.49%) Land $110,000 Building $259,900$369,900 (+0.49%) Land $110,000 Building $259,900
2025$368,100 (+0.57%) Land $105,000 Building $263,100$368,100 (+0.57%) Land $105,000 Building $263,100
2024$4,258.00 (+6.29%) Homeowner's exemption$366,000 (-) Land $100,000 Building $266,000$366,000 (-) Land $100,000 Building $266,000
2023$4,006.00 Homeowner's exemption$366,000 Land $100,000 Building $266,000$366,000 Land $100,000 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChaska
serves 30,000 people · EPA ID MN1100002
Water SourceGroundwater
Last State InspectionJun 2025
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Netwave Broadband
Fixed Wireless · not low latency
125 / 40

May also be available: Metronet.

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