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645 Eisenhower St, Bartow, FL 33830 Property Records

Polk County property record for 645 Eisenhower St, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,850 sqft · built 2020
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Oct 2024)
Tax Bill$3,029 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-13-359367-000450

Property Details

APN / Parcel Number

Primary APN25-29-13-359367-000450
Alternative APNs
  • 132925359367000450
  • 32925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,850 sqft Living Area
Gross Area2,270 sqft
1st Floor Area1,850 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,502 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area25 sqft

Location & Zoning

Street Address645 EISENHOWER ST
CityBARTOW
StateFL
Zip33830-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY RIDGE PHASE ONE PB 173 PGS 11-13 LOT 45
Legal Range25E
Legal Township29S
Legal Section13
Legal SubdivisionLIBERTY RIDGE PHASE ONE
Legal Phase1
Legal Block2
Legal Lot Number45
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2062
Census Tract14600

Owner

645 Eisenhower St is owned and occupied by two individuals who bought it in October 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address645 EISENHOWER ST, BARTOW, FL 33830-9707
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2024 · Amount on File
Deed SaleOct 18, 2024 · Amount on File
Prior SaleJul 8, 2020 · Amount on File
Deed Document Number2024236827
Deed Book / Page13302 / 246
Record UpdatedOct 29, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 8, 2020
Property Address645 EISENHOWER ST, BARTOW, FL 33830-9707
Document Number0112910834
Book / Page011291 / 000834
Instrument DateMay 22, 2020
Instrument136026
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 29, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,591.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 EISENHOWER ST BARTOW FL 338309707, BARTOW, FL 33830-9707

Mortgage

Document Number112910838
DateJul 8, 2020
Book Page011291/000838
Instrument136027
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 645 Eisenhower St was $3,029 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,014 (-10.75%) Land $44,000 Building $174,014$218,014 (-10.75%) Land $44,000 Building $174,014
2025$3,029.00$244,283 Land $44,000 Building $200,283$244,283 Land $44,000 Building $200,283
2023$3,721.00 (+8.07%)$261,319 (+10.03%) Land $42,000 Building $219,319$261,319 (+10.03%) Land $42,000 Building $219,319
2022$3,443.00$237,489 Land $35,000 Building $202,489$237,489 Land $35,000 Building $202,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Eisenhower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Eisenhower St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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