Polk County property record for 644 Eisenhower St, Bartow, FL 33830 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,055 sqft · built 2020 |
| Lot Size | 0.115 acres (4,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Aug 2021) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-13-359367-000520 |
| Primary APN | 25-29-13-359367-000520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 820 sqft |
| Upper Floors Area | 1,235 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,996 sqft (0.115 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 50 sqft |
| Street Address | 644 EISENHOWER ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY RIDGE PHASE ONE PB 173 PGS 11-13 LOT 52 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | LIBERTY RIDGE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 52 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 14600 |
Source: Polk County records · APN 25-29-13-359367-000520
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 EISENHOWER ST, BARTOW, FL 33830-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 26, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 10, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on Record |
| Deed Sale | Aug 26, 2021 · Amount on Record |
| Prior Sale | Sep 10, 2020 |
| Deed Document Number | 2021224038 |
| Deed Book / Page | 11866 / 347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 26, 2021 |
| Property Address | 644 EISENHOWER ST, BARTOW, FL 33830-9707 |
| Document Number | 0000224038 |
| Book / Page | 11866 / 347 |
| Map Reference | MB 173 PG 11 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021224038 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 992 FIRST DR, 992, EAGLE LAKE, FL 33839-5402 |
| Name | Verified Name |
|---|---|
| Address | 644 EISENHOWER ST, BARTOW, FL 33830-9707 |
| Investor | Possibly a Property Investor |
| Document Number | 0011866349 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 11866/349 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 644 EISENHOWER ST, BARTOW, FL 33830-9707 |
| Document Number | 0113691940 |
| Book / Page | 011369 / 001940 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 187692 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 644 EISENHOWER ST BARTOW FL 338309707, BARTOW, FL 33830-9707 |
| Document Number | 113691944 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 011369/001944 |
| Instrument | 187693 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 (-16.71%) Homeowner's exemption | $221,773 (+5.99%) | $241,059 (-4.8%) Land $44,000 Building $197,059 |
| 2023 | $2,818.00 (+3%) Homeowner's exemption | $209,246 (+3%) | $253,206 (+24.64%) Land $42,000 Building $211,206 |
| 2022 | $2,736.00 Homeowner's exemption | $203,151 Land $35,000 Building $168,151 | $203,151 Land $35,000 Building $168,151 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force 17 of 19 on primary residences |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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