Steele County property record for 645 E Rose St, Owatonna, MN 55060
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,064 sqft · built 1939 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Dec 2017) |
| Tax Bill | $4,266 (2026) |
| Deeds & Mortgages | Dec 2017 Sale Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-132-0501 |
| Primary APN | 17-132-0501 |
|---|
| Units | 4 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,064 sqft Finished Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 645 E ROSE ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2646 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | BELMONT BLK.5 LOTS 1 & 2 BELMONT |
| Legal Section | TW |
| Legal Subdivision | BELMONT |
| Legal Block | 5 |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960200 |
645 E Rose St, a residential property, is owned by a company that bought it in December 2017.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 311 N CEDAR AVE, OWATONNA, MN 55060-2307 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2017 | Deed, Transfer |
| Dec 19, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on File |
| Deed Sale | Dec 19, 2017 · Amount on File |
| Prior Sale | Dec 19, 2017 · Amount on File |
| Deed Document Number | 2017416262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Dec 19, 2017 |
| Property Address | 645 E ROSE ST, OWATONNA, MN 55060-2646 |
| Document Number | A000416262 |
| Instrument Date | Dec 18, 2017 |
| Instrument | A000416262 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 N CEDAR AVE, OWATONNA, MN 55060-2307 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Dec 19, 2017 |
| Property Address | 645 E ROSE ST, OWATONNA, MN 55060-2646 |
| Document Number | A000416261 |
| Instrument Date | Dec 18, 2017 |
| Instrument | A000416261 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $561.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1827 CREEKSIDE DR NE, OWATONNA, MN 55060-3973 |
The 2026 property tax bill for 645 E Rose St was $4,266.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,266.00 | $256,700 (+16%) Land $35,300 Building $221,400 | $256,700 (+16%) Land $35,300 Building $221,400 |
| 2025 | $221,300 Land $30,000 Building $191,300 | $221,300 Land $30,000 Building $191,300 | |
| 2023 | $4,042.00 | $219,600 Land $35,300 Building $184,300 | $219,600 Land $35,300 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 E Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 E Rose St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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