Steele County property record for 631 E Rose St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,455 sqft · built 1910 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,000 (Nov 2024) |
| Tax Bill | $1,868 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-132-0506 |
| Primary APN | 17-132-0506 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,455 sqft Finished Area |
| Basement Area | 36 sqft |
| Finished Basement | 36 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 631 E ROSE ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELMONT BLK.5 W1/2 OF L.5 & LOT 6 BELMONT |
| Legal Section | TW |
| Legal Subdivision | BELMONT |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960200 |
631 E Rose St is owned by a company that bought it in November 2024.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 423 CHESTNUT AVE, OWATONNA, MN 55060-2104 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage OCMBC INC |
| Dec 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage OCMBC INC |
| Dec 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage OCMBC INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on File |
| Deed Sale | Nov 27, 2024 · Amount on File |
| Deed Document Number | 20241716390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 631 E ROSE ST, OWATONNA, MN 55060-2650 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000459671 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | A000459671 |
| Name | OCMBC INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 631 E ROSE ST, OWATONNA, MN 55060-2650 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000459670 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | A000459670 |
| Name | OCMBC INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 631 E ROSE ST, OWATONNA, MN 55060-2650 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000459672 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | A000459672 |
| Name | OCMBC INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 631 E Rose St was $1,868.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,868.00 | $169,600 (+39.93%) Land $25,600 Building $144,000 | $169,600 (+39.93%) Land $25,600 Building $144,000 |
| 2025 | $121,200 Land $21,800 Building $99,400 | $121,200 Land $21,800 Building $99,400 | |
| 2023 | $1,762.00 | $113,300 Land $25,600 Building $87,700 | $113,300 Land $25,600 Building $87,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 E Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 E Rose St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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