Ionia County property record for 645 E Main St, Ionia, MI 48846 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1910 |
| Lot Size | 0.552 acres (24,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Feb 2018) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-204-120-000-040-10 |
| Primary APN | 34-204-120-000-040-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 24,045 sqft (0.552 acres) |
| Lot Dimensions | 182 ft deep x 132 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 645 E MAIN ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF IONIA MERRITTS ADDITION LOT 7 & 8 COMBINED ON 12/17/2008 FROM 204-120-000-040-00, 204-120-000-035-00; |
| Legal Subdivision | CITY OF IONIA MERRITTS ADD |
| Legal Lot Number | 7-8 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 31700 |
Source: Ionia County records · APN 34-204-120-000-040-10
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 E MAIN ST, IONIA, MI 48846-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2018 | Deed of Trust, Mortgage PORTLAND FCU |
| Feb 28, 2018 | Warranty Deed, Transfer |
| May 10, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on Record |
| Deed Sale | Feb 28, 2018 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Book / Page | 649 / 3379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 645 E MAIN ST, IONIA, MI 48846-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000649/0000003382 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 0000000649/0000003382 |
| Name | PORTLAND FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Feb 28, 2018 |
| Property Address | 645 E MAIN ST, IONIA, MI 48846-1846 |
| Document Number | 649/3379 |
| Book / Page | 649 / 3379 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 JOHNSON ST, IONIA, MI 48846-1330 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | May 10, 2017 |
| Property Address | 645 E MAIN ST, IONIA, MI 48846-1846 |
| Document Number | 0646/0091 |
| Book / Page | 0646 / 0091 |
| Instrument Date | May 04, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,800 (+10.13%) Land $17,800 Building $79,000 | $193,600 (+10.13%) Land $35,600 Building $158,000 | |
| 2025 | $2,727.00 Homeowner's exemption | $87,900 (+19.75%) Land $16,600 Building $71,300 | $175,800 (+19.75%) Land $33,200 Building $142,600 |
| 2023 | $73,400 Land $12,300 Building $61,100 | $146,800 Land $24,600 Building $122,200 |
Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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