644 E Main St, Ionia, MI 48846 Property Records

Ionia County property record for 644 E Main St, Ionia, MI 48846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,486 sqft
Lot Size	3.44 acres (149,934 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Aug 2001)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20324000012500`

Property Details

APN / Parcel Number

Primary APN	`20324000012500`
Alternative APN	`34-203-240-000-125-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	149,934 sqft (3.44 acres)
Lot Dimensions	560 ft deep x 507 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	644 E MAIN ST
City	IONIA
State	MI
Zip	48846-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B OF FOREST HILL PARK ADD, EXCEPT N 93.4 FT; ALSO COM 10 RDS S OF WHERE THE S LINE OF PARK ST IS IN SAID ADD IF EXTENDED
Legal Subdivision	LOT B OF FOREST HILL PARK ADD
Legal Lot Number	B
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	4
Census Block	4026
Census Tract	31700

Owner

Source: Ionia County records · APN 20324000012500

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	644 E MAIN ST, IONIA, MI 48846-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2001 · Amount on Record
Deed Sale	Aug 08, 2001 · Amount on Record
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	644 E MAIN ST, IONIA, MI 48846-1847
Transaction Type	Mortgage
Record Updated	Aug 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000649/0000008761
Date	Apr 12, 2018
Book Page	0000000649/0000008761

Lender

Name	MICHIGAN HOME OWNER

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,000 (-4.76%) Land $17,000 Building $65,000	$164,000 (-4.76%) Land $34,000 Building $130,000
2025	$2,113.00 Homeowner's exemption	$86,100 (+27.56%) Land $27,600 Building $58,500	$172,200 (+27.56%) Land $55,200 Building $117,000
2023		$67,500 Land $21,600 Building $45,900	$135,000 Land $43,200 Building $91,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.