645 E Jefferson Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 645 E Jefferson Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,130 sqft · built 1936
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Sep 2005)
Tax Bill	$6,756 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23M-31-0937`

Property Details

APN / Parcel Number

Primary APN	`23M-31-0937`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	672 sqft
Basement Area	354 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
View / Lot	Cul-De-Sac
Garage Type	Open
Garage Area	468 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 E JEFFERSON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	MITCHELL PLACE & LOT PT 12 LOT 11
Legal Subdivision	MITCHELL PLACE
Legal Block	D
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1000
Census Tract	218600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson-Argonne Historic District listed 2004 · 168 contributing resources · NRIS 04000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Oct 7, 2019	Deed of Trust, Mortgage DAS ACQUISITION
Apr 17, 2017	Deed of Trust, Mortgage BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2005 · Amount on Record
Deed Sale	Sep 7, 2005 · Amount on Record
Deed Document Number	2005599
Deed Book / Page	16767 / 908
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	645 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546

Mortgage

Document Number	0246020568
Date	Jan 21, 2021
Book Page	24602/568
Instrument	2021012100027

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	645 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Document Number	0237502255
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 E JEFFERSON AVE KIRKWOOD MO 631224546, KIRKWOOD, MO 63122-4546

Mortgage

Document Number	0237502255
Date	Oct 18, 2019
Book Page	023750/002255
Instrument	307

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	645 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Document Number	0224922443
Book / Page	022492 / 002443
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 E JEFFERSON AVE ST LOUIS MO 631224546, ST LOUIS, MO 63122-4546

Mortgage

Document Number	0224922443
Date	Apr 21, 2017
Book Page	022492/002443
Instrument	612

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,970 (-) Land $80,160 Building $39,810	$631,400 (-) Land $421,900 Building $209,500
2025	$6,756.00 (+3.16%)	$119,970 (+14.75%) Land $80,160 Building $39,810	$631,400 (+14.74%) Land $421,900 Building $209,500
2024	$6,549.00 (+1.6%)
2023	$6,446.00 (-1.09%)	$104,550 (+14.22%) Land $72,140 Building $32,410	$550,300 (+14.24%) Land $379,700 Building $170,600
2022	$6,517.00	$91,530 Land $63,180 Building $28,350
2021			$481,700 Land $332,500 Building $149,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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