643 E Jefferson Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 643 E Jefferson Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,522 sqft · built 1936
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$563,500 (Aug 2020)
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23M-31-0973`

Property Details

APN / Parcel Number

Primary APN	`23M-31-0973`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,522 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	672 sqft
Basement Area	180 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	32 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	548 sqft
Deck Area	32 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 E JEFFERSON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	MITCHELL PLACE LOT PTS 12 & 13 W PART 12 & E PART 13
Legal Subdivision	MITCHELL PLACE
Legal Block	D
Legal Lot Number	12,13
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1000
Census Tract	218600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson-Argonne Historic District listed 2004 · 168 contributing resources · NRIS 04000696

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit SULLIVAN
Aug 30, 2021	Beneficiary Deed, Transfer
Aug 7, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Dec 30, 2008 · Amount on Record
Deed Document Number	20201152
Deed Book / Page	24184 / 4931
Last Transfer Date	Aug 25, 2021
Transfer Doc	0246490659
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Oct 5, 2026
Property Address	643 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Document Number	0000000470
Instrument Date	Sep 16, 2026
Instrument	20261005470
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546

Mortgage

Document Number	0000000470,
Date	Oct 5, 2026
Instrument	20261005470

Lender

Name	SULLIVAN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 30, 2021
Property Address	643 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Document Number	0246490659
Book / Page	24649 / 659
Map Reference	MB 27 PG 19
Instrument Date	Aug 25, 2021
Instrument	2021083000844
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	643 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 7, 2020
Property Address	643 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546
Document Number	0241844931
Book / Page	24184 / 4931
Map Reference	MB 27 PG 19
Instrument Date	Jun 30, 2020
Instrument	2020080701152
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	732 SILVER LEAF STREET #CC, 732, LIBERTYVILLE, IL 60048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E JEFFERSON AVE, SAINT LOUIS, MO 63122-4546

Mortgage

Document Number	2020080701153
Date	Aug 7, 2020
Instrument	2020080701153

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,270 (-) Land $77,200 Building $48,070	$659,300 (-) Land $406,300 Building $253,000
2025	$7,054.00 (-4.7%)	$125,270 (+5.95%) Land $77,200 Building $48,070	$659,300 (+5.95%) Land $406,300 Building $253,000
2024	$7,402.00 (+1.59%)
2023	$7,286.00 (+4.91%)	$118,230 (+21.2%) Land $69,460 Building $48,770	$622,300 (+21.21%) Land $365,600 Building $256,700
2022	$6,945.00	$97,550 Land $61,750 Building $35,800
2021			$513,400 Land $325,000 Building $188,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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