St. Louis County property record for 645 E James St, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.25 Baths |
| Year Built | Built 1939 |
| Square Footage | 1,365 sqft Gross Area |
| Lot Size | 4,819 sqft (0.11 acres) |
| Garage | 572 sqft |
| Last Sale | $135,000 (2024) |
| Tax Bill | $2,080.00 (2026) |
| Primary APN | 030-0250-00370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,365 sqft Gross Area |
| 1st Floor | 780 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,819 sqft (0.11 acres) |
| Garage Area | 572 sqft Garage |
| Porch Area | 75 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1168304 |
|---|---|
| Street Address | 645 E JAMES ST |
| City | ELY |
| State | MN |
| Zip | 55731-1533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 2 AND 3 EX PARTS OF LOTS 2 & 3ASSUMING S LINE OF BLK 3 TO BEAR N90DEG00'00E AND FROM SW COR OF LOT 1 BLK 3 SCHOOL |
| Legal Subdivision | SCHOOL ADDITION TO ELY |
| Legal Block | 3 |
| Legal Lot Number | 1-2,3A |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | ELY |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 15300 |
Source: St. Louis County records · APN 030-0250-00370
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 SAINT OLAF AVE, NORTHFIELD, MN 55057-1429 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Sep 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTHRIDGE CMNTY CU |
| Jun 27, 2018 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on Record |
| Deed Sale | Jul 10, 2024 · Amount on Record |
| Prior Sale | Sep 17, 2018 · Amount on Record |
| Deed Doc Number | 20241491287 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 645 E JAMES ST, ELY, MN 55731-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 645 E JAMES ST, ELY, MN 55731-1533 |
| Document Number | 0001458350 |
|---|---|
| Date | Dec 09, 2022 |
| Instrument | 1458350 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 645 E JAMES ST, ELY, MN 55731-1533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001418163 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 1418163 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 17, 2018 |
| Property Address | 645 E JAMES ST, ELY, MN 55731-1533 |
| Document Number | 00A1340728 |
| Instrument Date | Sep 14, 2018 |
| Instrument | A1340728 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.85 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 E JAMES ST ELY MN 557311533, ELY, MN 55731-1533 |
| Document Number | A1340729 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | A1340729 |
| Name | NORTHRIDGE CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 16, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 27, 2018 |
| Property Address | 645 E JAMES ST, ELY, MN 55731-1533 |
| Document Number | 00A1335450 |
| Instrument Date | Jun 21, 2018 |
| Instrument | A1335450 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,485.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 E JAMES ST ELY MN 557311533, ELY, MN 55731-1533 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Ely City |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,080.00 (+119.87%) | ||
| 2025 | $946.00 (-14.62%) Homeowner's exemption | $126,300 (+8.04%) Land $7,200 Building $119,100 | $126,300 (+8.04%) Land $7,200 Building $119,100 |
| 2024 | $1,108.00 | $116,900 (+9.77%) Land $6,900 Building $110,000 | $116,900 (+9.77%) Land $6,900 Building $110,000 |
| 2022 | $106,500 Land $6,300 Building $100,200 | $106,500 Land $6,300 Building $100,200 |
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