St. Louis County property record for 638 E James St, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,350 sqft Gross Area |
| Lot Size | 7,426 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2026) |
| Tax Bill | $2,110.00 (2026) |
| Primary APN | 030-0420-00230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,350 sqft Gross Area |
| 1st Floor | 675 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,426 sqft (0.17 acres) |
| Garage Area | 484 sqft Garage |
| Deck Area | 15 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1197219 |
|---|---|
| Street Address | 638 E JAMES ST |
| City | ELY |
| State | MN |
| Zip | 55731-1534 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 10 AND 11 SERIAL # |
| Legal Subdivision | ZUPONCICHS ADD TO ELY |
| Legal Block | 2 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | ELY |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 15300 |
Source: St. Louis County records · APN 030-0420-00230
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 E JAMES ST, ELY, MN 55731-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| May 11, 2026 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY |
| Nov 05, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA FSB |
| May 24, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Dec 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage CARTUS HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | May 24, 2019 · Amount on Record |
| Deed Doc Number | 20261532379 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 11, 2026 |
| Property Address | 638 E JAMES ST, ELY, MN 55731-1534 |
| Document Number | 0001532379 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.1532379 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $76,659.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 638 E JAMES ST, ELY, MN 55731-1534 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 638 E JAMES ST, ELY, MN 55731-1534 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001429322 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 1429322 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 24, 2019 |
| Property Address | 638 E JAMES ST, ELY, MN 55731-1534 |
| Document Number | 00A1355362 |
| Instrument Date | May 15, 2019 |
| Instrument | A1355362 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2019 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 E JAMES ST ELY MN 557311534, ELY, MN 55731-1534 |
| Document Number | A1355363 |
|---|---|
| Date | May 24, 2019 |
| Instrument | A1355363 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 21, 2017 |
| Property Address | 638 E JAMES ST, ELY, MN 55731-1534 |
| Document Number | 00A1324571 |
| Instrument Date | Dec 15, 2017 |
| Instrument | A1324571 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 638 E JAMES ST ELY MN 557311534, ELY, MN 55731-1534 |
| Document Number | A1324572 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | A1324572 |
| Name | CARTUS HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 20, 2027 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Ely City |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,110.00 (+6.35%) Homeowner's exemption | ||
| 2025 | $1,984.00 (-2.94%) Homeowner's exemption | $188,800 (+7.89%) Land $11,200 Building $177,600 | $188,800 (+7.89%) Land $11,200 Building $177,600 |
| 2024 | $2,044.00 | $175,000 (+13.42%) Land $10,700 Building $164,300 | $175,000 (+13.42%) Land $10,700 Building $164,300 |
| 2022 | $154,300 Land $9,800 Building $144,500 | $154,300 Land $9,800 Building $144,500 |
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